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<br /> p.; n ~~ <br /> 10 <br /> " m :r: r....;, o~ <br /> .." m (II c= O(JJ <br /> - c::. <br /> ~I c: n :I: ~ ~ 0""'" <br />N ("l :z " C- e:> ~8.\ <br />is> n 0 f' c:;: ::Z:""'" <br />':r; :::0 -1m <br />is> >- ~ m,_ r- <br />-.....J II n'1 -<0 <br />is> n (.f) C") ;;;.- 0-'" O~ <br />CJ'1 ~ :J: G>~ CD -"z <br />-.....J -., l -..l _ <br />CD 0 ::J:: (:Tl O::J <br />..... rrl -0 1>-00 CJl~ <br /> m :::3 .:::0 <br /> 0 r> <br /> (;n (J') ~! <br /> c:.lt :;><;; <br /> l> <br /> U1 -....... <br /> .......... w t--I-Z <br /> m <br /> 0 <br /> <br /> <br /> <br />Loan No: 450707403 <br /> <br />~' <br />~-"" <br />~~ <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 9,2007 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Richard M. Westphal and Darlyne E. Westphal, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated July 9, 2007 <br />The Note states that Borrower owes Lender <br />FortyFour Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 44,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than August 1,2037 <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4/02 Page 1 of 13 Initials: <br />