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<br /> \~ :lO n ~ <br /> m :r: <br />N ." m Ul <br /> c: n ::r.: <br />CSl Z <br />CSl nn ~ <br />--.....I 0 - \ <br />CSl ~> ~ <br />()1 ncn <br />-.....] <br />->. ~::I: ~ <br /><D <br /> <br /> <br />After Recording Return To: <br />MORTGAGE SPECIALISTS, LLC <br />831 N 98TH STREET <br />OMAHA, NEBRASKA 68114 <br />Loan Number: 002004375291 <br /> <br /> r-..:> ~ <br /> <:::::.;) <;') U) <br /> ~ <::> <br /> ""- ~ 0 -j <br /> ~-~, Co- c:: )> '" [\ <br /> z -j <br />~~ c: -i t'T1 <br />in",.. r- c:> <br />r.;:")". "..... -< 0 <br />0 <.:> ., c:> ar <br />"+1 en -;, z -.J <br />lCJ r ::r: IT] - <br />m \J i>- CD c:> I <br />P1 ::3 r- ::0 <br />lllilI r- )> (J1 <br />"" en <br /> N "'" -.J <br /> ]> ...... <br /> c..n .................... <br /> ...c: 9JJ CD <br /> fL) ~ <br /> <br />[Space Above This Line For Recording Data] <br /> <br />~\ <br />~~ <br />,~ <br /> <br />" -J <br /> <br />DEED OF TRUST <br /> <br />MIN: 100011520043752916 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document. which is dated JU L Y 5, 2007 , together <br />with all Riders to this document. <br />(B) "Borrower" is JUSTIN JOHNSON AND MOLLY A JOHNSON, HUSBAND AND <br />WIFE JOINT TENANTS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MORTGAGE SPECIALISTS, LLC <br /> <br />Lender is a NEBRASKA LIMITED LIABILITY COMPANY <br />and existing under the laws of NEBRASKA <br />Lender's address is 831 N 98TH STREET, OMAHA, NEBRASKA 68114 <br /> <br />organized <br /> <br />(D) "Trustee" is DENN I S P. GREEN <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JUL Y 5, 2007 <br />The Note states that Borrower owes Lender THREE HUNDRED EIGHTY-NINE THOUSAND SIX <br />HUNDRED AND 00/100 Dollars (U.S. $ 389, 600.00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />AUGUST 1, 2037 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />o 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />o Second Home Rider <br />D Other(s) [specify] <br /> <br />NEBRASKA--Single FamilynFannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMagic eMll1liJiE; 800-649-1362 <br />www.docmagic.com <br /> <br />~ <br />fI\f <br />