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<br />200705703 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br /> <br />(Seal) <br />- orrower <br /> <br /> <br />~ (5",,]) <br />- orrowcr <br /> <br />002004042543 <br />~-6A(NE) (0407).01 <br /> <br />Page14of15 <br /> <br />Form 3028 1/01 <br />CitiMortgage 3.2.6.20 VI <br />