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<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................P~.-~.l:~pm............................., together
<br />with all Riders to this document.
<br />(B) "Borrower" is N~Qij~W .L, .~~~Jt'lm~.WQ .JWJ A..W~INGf~, .~V~MNQ .~~.Q W!~~. .AND. .J .. . PAUL. . AND. . CYNTHIA. M. . .MRYER.. . . . . .
<br />HUSBAND AND WIFE
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~~N~.qf.QPNIf.~~!I!.............................................................................................................. .. .
<br />Lender is a .t;OR~ORI\TIQN.............................................. _............................................ organized and existing under
<br />the laws of . THU.l~:r.~ PJ N~6~A~M .. ...... .. .. .. .. .. ... .. .. .. .. . .. .. .. .... . Lender's address is . P. P. ~Al~7Q, P.Q{IIJrH~N, .~~. ~.qQn:P~lQ......
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<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~~.~ P.~ Qq{ll.rr~.~~. .~.P...~9.~ J}Q. P.q~W~N~, N~. ~~.~~? . ....... . ... . .. . . . .... . . . . .,. .. . ..... . . ......... . . . . ................. ..... ..
<br />(E) "Note" means the promissory note signed by Borrower and dated P.Q-~.l..~.QQ?................................................... . The
<br />Note states that Borrower owes Lender PJ\~e.wNOR~Q .~IXTY.QN~ mQ.u~!'\NO.~IJHI:r. Ii.UI\ID.IlW.EIG\iH $.IX /\NO. 77/1 QI.l. . . . .. . .. . . . . . . . . . . . . . . . . . . . . . .
<br /> .
<br />.................................................. Dollars (U.S. $ .1.~1.Q~~)7.......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... P.~'2.1:21.l.~1. . . . . . . . . . . . . . . . . . . . .
<br />
<br />DEED OF TRUST
<br />
<br />................,.......................................................................................................................................
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />[XJ Balloon Rider 0 Planned Unit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local stanltes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means al\ dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (Hi) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that hilS taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />o Second Home Rider
<br />o Other(s) [specify] .......................
<br />
<br />Form 3028 1101
<br />
<br />NEBRASKA~Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />
<br />B.nkers Systems, Inc., St. Cloud, MN Form MD-'.NE 8/17/2000
<br />ref: 1/2001 (page I of 7 pagrs)
<br />
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