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<br />200705374 <br /> <br />SAXON MORTGAGE SERVICES. INC. <br />INCUMBENCY CERTIFICATE <br /> <br />The undersigned certifies that she is an Assistant Secretary of Saxon Mortgage Services. <br />Inc.. a Texas corporation (the "Company"). and that. as such officer, is authorized to <br />execute and deliver this Certificate in the name and on behalf of the Company. The <br />undersisned further certifies that the following persons are duly elected and serving as <br />Assistant Vice Presidents of the Company as set forth below. The authority of each <br />appointed officer is limited to the conveyance of properties to mortgage insuren. or the <br />closing of title to properties to be acquired as real estate owned by the Company. or the <br />conveyance of title to real estate owned. <br /> <br />NRT formerly known as Coldwell Banker Residential Brokerage. Inc. <br /> <br />Ron Smith <br />John Curtis <br />Richard Bates <br /> <br />Jay Lafemina <br />Terri L. Curbeira <br />Jay Baker <br /> <br />Fidelity National Asset Management Solutions. Inc. <br /> <br />Pamela Crocker <br />John Berczuk <br />Chris Anderson <br /> <br />Aviva Bush <br />Liquenda Allotey <br />Greg Allen <br /> <br />First American REO Servicing formerly known as Matrix Asset Management <br />Corporation <br /> <br />Claudia Smith <br />Pat Congleton <br />Marci Palm <br /> <br />Chris McCormick <br />Scot Kaiser <br /> <br />IN WITNESS WHEREOF. the undersigned has executed and delivered this Certificate in <br />the name and on behalf of the Company effective as of FebNary 27,2006. <br /> <br />By: ~:l': 91. ~v--- <br />Kathy H. Larson <br />Its: Assistant General Counsel, Vice President <br />and Assistant Secretary <br />