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<br />200705374 <br /> <br />SAXON MORTGAGE SERVICES, INC. <br />INCUMBENCY CERTIFICATE <br /> <br />The undersigned cenifies that she is an Assistant Secretary of Saxon Mortgage Services, <br />Inc., a Teus corporation (the "Company"), and that, as such officer, is authorized to <br />execute and deliver this Cenificate in the name and on behalf of the Company. The <br />undersigned further cenifies that the following persons are duly elected and serving us <br />Assistant Vice Presidents of the Company as set fonh below. The authority of each <br />appointed officer is limited to the conveyance of propenies to mortgage insurers, or the <br />closing of title to properties to be acquired as real estate owned by the Company, or the <br />conveyance of title to real estate owned. <br /> <br />NRT fonnerly known as Coldwell Banker Residential Brokerage, Inc. <br /> <br />Ron Smith <br />John Curtis <br />Richard Bates <br /> <br />Jay Lafemina <br />Terri L. Curbeira <br />Jay Baker <br /> <br />Fidelity National Asset Management Solutions, Inc. <br /> <br />Pamela Crocker <br />John Berczuk <br />Chris Anderson <br /> <br />Aviva Bush <br />Liquenda AlloleY <br />Greg Allen <br /> <br />First American REO Servicing fonnerl)' known as Matrix Asset Management <br />Corporation <br /> <br />Claudia Smith <br />Pat Congleton <br />Marci Palm <br /> <br />Chris McConnick <br />Scot Kaiser <br /> <br />IN WITNESS WHEREOF, the undersigned has executed and delivered this Certificate in <br />the name and on behalf ofthe Company effective as of February 27, 2006. <br /> <br />By: ~:t: W" ~~"- <br />Kathy H. Larson <br />Its: Assistant General Counsel, Vice President <br />and Assistant Secretary <br />