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200705257 <br />(C) "Leader" is WELLS FARGO BANK, N.A. <br />Lender is a NATIONAL ASSOCIATION <br />Organized and existing under the laws of THE UNITED STATES <br />Lender's address is P - O - Box 11701, NMARK, NJ 071014701 <br />Lender is the beneficiary under this Security Instrument. <br />(1D) "Trustee" is US BAN1t TRUST COMPANY, NA <br />111 SW FIFTH AVE, PORTLAND, OR 97204 <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 22, 2007 <br />The Note states that Borrower owes Lender SIXTY FOUR THOUSAND NINES HMWRLD AND 00/100 <br />Dollars <br />(U.S. $ * * + + +84, 900.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than JULY 01r 2037 <br />()Fry "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />R "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]. <br />❑ Adjustable Date Rider Q Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider Planned Unit Development Rider ❑ 1417amily Rider <br />0 VA Rider Ed Biweekly Payment Rider 150 other(s) [specify) <br />TAX APT KNANGI,NG RIDER <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />() "Community Association Dues, Fc4 s, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed. on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" paeans any transfer of fonds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />Or credit ail account- Such term includes, but is not limited to, point -of -sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(X.) "Escrow Items" means those items that arc described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section S) for: (i) <br />damage to, or destruction of, the property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and /or condition of the Property_ <br />(N) "Mortgage Insurance" means insurance protecting Leader against the nonpayment of, or default on, <br />the Loan. <br />Inlslele�J''.= <br />GINO (0006! Pape 2 or 15 Form 3028 1101 <br />Molt <br />