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<br />200705131 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in ~his <br />Security Instrument and in any Rider executed by Borrower and recorded with it. .. <br /> <br />Witnesses: <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />.-6INE) (0407).02 <br />@ <br /> <br />t2aMCZ f2~'ID) <br /> <br />RACHEL R ROWLEY -Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />ouu_____ (Seal) <br />-Borrower <br /> <br />_ ________ (Seal) <br />~Borrower <br /> <br />__ (Seal) <br />-Borrower <br /> <br />Page 14 of 15 <br /> <br />Form 3028 1/01 <br />