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<br />(Space Ahove ThiN Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160268674
<br />
<br />DEED OF TRUST
<br />
<br />THiS DEED OF TRUST ("Se,(,llrity Instrument") is made on June 14, 2007. The grantor is NICOLAS
<br />HERNANDEZ and ZENAIDA HERNANDEZ, HUSBAND AND WIFE, whose address is 304 E DODGE ST,
<br />Grand Island, Nebraska 68801 ("Borrower"). Borrower is not necessarily thc samc as the Person or Persons who
<br />sign thc Notc. Thc obligations of Borrowers who did not sign the Note are explained further in the section titlcd
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustec"). The
<br />beneficiary is TierOne Bank, which is organized and existing wider thc laws ofthe United States of America and
<br />whosc address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). NICOLAS HERNANDEZ
<br />and ZENAIDA HERNANDEZ owe Lender the principal sum of Ten Thousand Six Hundred Eleven and
<br />35/100 Dollars (U.S. $10,611.35), which is evidenced by the note, consumer loan agrccment, or similar writing
<br />dated the same date as this Se,(,wity Instrument (the "Note"), which providcs lor periodic payments ("Periodic
<br />Payments"), with the filll debt, if not paid carlicr, due and payable on July 15, 2008. This Security Instrument
<br />Secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions
<br />and modifications of the Note; (b) the payment of all other sums, with interest, adviUlced to protect the security 0 r
<br />this Security Instrument und{'T the provisions of the section titled Protection of Lender's Rights in the Property;
<br />and ( c) the performance of Borrower's covemUlts and agreements under this Security Instrument and the Note. For
<br />this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocablY!,'fants and conveys to
<br />Trustee, in trust, with power of sale, the following described property located in the CO UNTY of HALL, State of
<br />Nebraska:
<br />Address: 304 E DODGE ST, Grand Island, Nebraska 68801
<br />Legal Description: THE WEST FIFTY AND FIVE TENTHS (50.5) FEET OF LOT ONE (1), IN
<br />BUENA VISTA SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY NEBRASKA
<br />Parcel ID/Sidwell Nuolber: 400026678
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all casements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is lUlencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to tlle Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br /><<;) 2004.2007 Copyright C"':uph.noo Systoms.It"" 8C9C.55B6 . 2007,01.201
<br />Consume:rReal Estat.e - Secul'ity Instrument DL2036
<br />
<br />Fago 1 of8
<br />
<br />www.cumpliance!l.;lstelTl.!l.cOfTI
<br />800-968.8522. Fax 616.956.1868
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