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<br />
<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160268608
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Seorrity Instrument") is made on June II, 2007. The grantor is LAWRENCE E
<br />DUBAS and BONITA M DUBAS, HUSBAND AND WIFE, whose address is 504 N SHERMAN AVE,
<br />Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are eXplained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). LAWRENCE E DUBAS
<br />and BONITA M DUBAS owe Lender the principal sum of Ten Thousand Five Hundred Seven and 59/100
<br />Dollars (U.S. $10,507.59), which is evidenccd by the note, consumer loan agrccment, or similar writing datcd the
<br />same date as this Security Instrument (the "Note"), which provides lor periodic payments ("Periodic Payments"),
<br />with the full debt, if not paid earlier, due and payable on June II, 2012. This Security Instrument secures to
<br />Lender: (a) the repaynlLl1t of the debt evidenced by the Note, with interest, and all renewals, extensions and
<br />moditications ofthe Note; (b) the payment of all other sums, with interest, advanced to protect the security ofthis
<br />StXurity InstnlIllcnt under the provisions of the section titled Protection of Lender's Rights in the Property; and
<br />( c) the perf()rmance of Borrower's COV(,'Jlants and ab'Teements WIder this Security Instrument and the Note. For this
<br />purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in tmst, with power ofsak, the following described property located in the COUNTY of HALL, State of
<br />Nebraska:
<br />Address: 504 N SHERMAN AVE, Grand Island, Nebraska 68803
<br />Legal Description: LOT 44, WEST HEIGHTS SECOND ADDITION TO THE CITY OF GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA.
<br />ParcellO/Sidwell Number: 400114933
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and aU easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covercd by this Security Instrument. All of the toregoing is referred to in this Security Instrument as the
<br />"Prop(,'T1y. ..
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is wlencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumhfiIDces of record.
<br />
<br />I'J 2004..2007 Copy,;ght Compliallcc SY'tems, Inc, 8C9C-C636 - 2007.01.201
<br />COIlSl.UUIr"1' R.;<a.1 Est.at,e - Scc\u'ity Instnunent. 01.,2036
<br />
<br />Ilago I orB
<br />
<br />WWW.COJJlpliancesyslemll.co.ITI
<br />800.968.8522. F"" 616.956.186H
<br />
<br />1/0.5'0
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