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200704727 DOC 10 #: 00016463810105007 SEE EXHIBIT "A" ATTACHED HERBTO AN]) MADJ A PART H!RBOF. PIII'CCIIO Number: which cummly bas the address of 4133 ALLEN AVENUE, GRAND ISLAND [SllllOtlCily) Nebraska 68803 ("Property Address"): [Zip Code) TOGETHER. WlTIlIlI the improvemcm.tlI now or beraft:er CftCted on the property, Iild all easements. appurtenance.. and fixtura now or hnafter a part of the property. All rephlcememsand lldditions shallllso be covered by this Security Instrumtlnt. AU of the foregoing is refim'ed to in this SecurIty InstrurnCnt as the "Property." Borrower undcrttands and agRClI that MEaS holds only lepI title to tho iIlmrest gnnted by Bonower in thi. Security Instrumoat. but, If noccuary to comply with law or CUllOm, MBR8 (a nommec for Lcndor lUld Lender's SUCCIS$OI'lI and aslans) bas the right: to cxerciso any or all ofthasa intercsb, including, but hOt limited to, the right to foreclose lUld soil the Property. and to tab my action required of Leader includlns, but bOt limited to, ..-in& and cmcelina this SllClIlrity Instnunerlt. BOUOWER. COVENANTS that Bonowet is lawfully seised of the estIte hereby conveyed and bas the right to gnurt and convey the Property and that the Property is unencumbered, except fbr encumbrances of rocorcL Bonower wamnts and will defend pneJ:'llly the title to the Property apinst aU claims and dcmllDds, subject to any au:umbrancea of ftICOtd. nus SECURfIY INSTRUMENT combines uniform eovcnanta fOr llIlional use and non-unironn covenants with limited variations by jurisdiction to constitute a unifbnn lMlC\lIity instnuncnl covcril1l rcaI property. UNIFORM COVENANTS. Borrower and LcDder oovonant and qree as follows: 1. h)'ment of Prindpal, laterelt, EKrow Item" Pnpll)'Dl_ Cbalpl, aad Late Cllarps. Bonowet' shall pay when due the principal of. and intmst on. the deIK evidenced by the Note BOd any pn::paymem charp. and late cIuqos duo under th, Note. Borrower shall also pay ftmdt for Escrow Items pursUlUlt to Scc:tion 3. Payments due under the Note and this Security Instrument sbaU be made in U.S. cumncy. However, if Illy check or other Instrument received by Lendor II payment under the Note or this Sclcurlty lnstnunclftt i. returned to Leoder unpaid. Lender may ~ duu any or all subsequent l'8ymcnta due under ~ Note and this Security Instrument be medt in one or more of tho followlaa forms, 81 Hlectcd by Lender: (a) cub; (b) money order; (c) certified check, bank check. trcuurer'. check or cashicr't check, provided any .uch chcck is drawn upon an institution whoso deposits arc insured by I federal agency, instrumentality, or entity; or (d) Electronic FuncIJ Tnmsfcr. Payments life deemed received by Lender when rectlved at the Ioc;atioft designated in the Note or at such other location IS may be. dcsignatac:l by Lender in llCCQI'daQco with the notioe pn:wislona in Soctlon IS. Londer may n:turn In)' payment or partial paymcat if tho pa)'DlCIIt or partial paymems are insufticlcnt to brina tho Loan current Londer may aeccpl any paymcrd or pat1iId payment insufficient to bring the Loan CU1TClllt. without waiver of any riJltts bcrwDder or PR,judicc to its riahts to J'IftIse sueb payment or partial paymenlS in th, future, but Lcmdcr is not obligated to apply such payments at the time such payments Ire accepted. If each Periodic Payment i. Ipplilld .. of its scheduled duo dale, then Lender need not pay iutcrcst on unapplied fimds. Ll'mder may hold such unapplied funds until Borrower makes payments to brinl the Loan cummt. If Bmower doc, not do 10 witlrlD a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not llPPUcd carlier,. t\mds will be applied to the outstaDdinl prinoipeJ balance under the Note immediately prior to forocloswc. No oftllct or claim whidl Borrower might have now or in the tbturc apinst Lender shall roIieve Borrower from mlkiQa paymenta due under the Note and this Security Instnlment or porfonnma tho covcnantll and apementa ICCUJ'ed by dIia Seourit)' Instrument. 2. ApplitatloaofPlymon.. or Proceeds. &copt as 01b0rwise descn'bed in this Soct.ion 2, all pa)'lDClltll accepted and applied by Lender shall be applied In the foUowmg order of priority: el) Inta'est due under the Nolo; (b) principaJ duo under the Note; (c) amounts duo under Section 3. Such payments shall be applied to eech Periodic Payment in the Order in which it bcc8mc due. Any rcmaiDlaa lInounta shall be applied first to late charaos. second to any other amountl due uDder Ibis Security Instrument, and then to reduce the principal balBIICC of the Note. If LcncIct receives a payment fiom Bonower for . ~1inquent Periodic Payment which includes . sufficient amount to payu)' 1m cltarge due. the pqment may be applied to tho delinquent pa)'8lOlrt and the Jato charp. If more than ORe' Periodic Payment is OIltItaftdina. Lender may apply lU1)' payment rcoeivcd from ~ .fA(HE) (lM01) CHL (OIIDI) ~ S Of 11 Ponn 1021 1101