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<br />200704639 <br /> <br />To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to Lender's consent to, <br />the loan assumption. Lender may also require the transferee to sign an assumption agreement that is acceptable to Lender <br />and that obligates the transferee to keep all the promises and agreements made in the Note and in this Security Instrument. <br />Borrower will continue to be obligated under the Note and this Security Instrument unless Lender releases Borrower in <br />writing. <br /> <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of <br />acceleration. The notice shall provide a period of not less than 30 days from the date the notice if delivered or mailed <br />within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to <br />the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice <br />or demand on Borrower. <br /> <br />Notwithstanding anything contained herein to the contrary, this Rider to Security Instrument shall have no further force and <br />effect in the event that the Security Instrument is assigned or transferred by Lender. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider. <br /> <br />NOTICE: The index value at the time of this loan is <br /> <br />6.280 %. <br /> <br /> <br />Borrower <br /> <br />~L~ ~nJ <br /> <br />Nellie Ryan <br /> <br />[SEAL] <br /> <br />C:-- n1, /lJ . <br /> <br />[SEAL] <br /> <br />gie E. Mintken <br /> <br />~2~~ <br />Borrower /,/ . <br />/ Jesse M1ntken <br /> <br />[SEAL] <br /> <br />[SEAL] <br /> <br />Borrower <br /> <br />[SEAL] [SEAL] <br />Borrower Borrower <br /> <br />1743.CT Plus (10/98) <br /> <br />05-1018 <br /> <br />Page 20[2 <br /> <br />GOTO(OOOc7377) <br />