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<br />ISpace Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated June 5th 2007
<br />together with all Riders to this document.
<br />(B) "Borrower" is Maggie E. Mintken and Jesse Mintken, wife and husband and Nellie Ryan, a single
<br />person
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Lincoln Federal Savings Bank of Nebraska
<br />Lender is a Corporation organized and existing under the laws of The United States of
<br />America . Lender's address is 221 Norris Avenue McCook, NE69001
<br />
<br />. Lender is the
<br />
<br />beneficiary under this Security Instrument.
<br />(D) "Trustee" is Lincoln Federal Savin2s Bank 1101 N Street Lincoln, NE 68508
<br />
<br />(E) "Note" means the promissory note signed by Borrower and dated June 5th , 2007 . The
<br />Note states that Borrower owes Lender One Hundred Twentv Two Thousand Four Hundred and 00/100
<br />Dollars (U .S. $122.400.00 ) plus interest. Borrower has
<br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />July 1, 2037
<br />(F) .. Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />
<br />[iI Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider
<br />o Balloon Rider 0 Planned Unit Development Rider D Other(s) [specifY]
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(K) "Electronic Funds Transfer" means any transfer offunds, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any part ofthe Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or defuulton, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note,
<br />plus (ii) any amounts under Section 3 of this Security Instrument.
<br />NEBRASKA--Single Family--Fannie Mae/}'reddie Mac UNIFORM INSTRUMENT
<br />17213.CV (3/06) 05-1018
<br />
<br />Form 3028 1101 (page 1 of8 pages)
<br />Creative Thinking, Inc.
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