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<br />200704530 <br /> <br />. <br /> <br />more copies of this Security Instrument in order that such copies may be used as a financing <br />statement under applicable state laws. Lender's signature need not be acknowledged, and is not <br />necessary to the effectiveness hereof as a deed of trust, a security agreement, or (unless otherwise <br />required by applicable law) a financing statement. <br /> <br />Borrower also authorizes Lender to sign and file, without Borrower's signature, such financing and <br />continuation statements, amendments, and supplements thereto, and other documents that Lender <br />may from time to time deem necessary to perfect, preserve and protect Lender's security interest in <br />the Property. If any other documents are necessary to protect Lender's interest in the Property, <br />Borrower agrees to sign these documents whenever Lender asks. Borrower also gives Lender <br />permission to sign these documents for Borrower. <br /> <br />7. Invalid Provisions. If any provision of this Security Instrument is declared invalid, illegal, or <br />unenforceable by a court of competent jurisdiction, then such invalid, illegal or unenforceable <br />provision shall be severed from this Security Instrument and the remainder enforced as if such <br />invalid, illegal or unenforceable provision is not a part of this Security Instrument. <br /> <br />8. Addresses. <br /> <br />The name and address of the Borrower is: PATRTrK.T KOSINSKI, PRGGY K <br />KOSINSKI <br />1702 Doreen Sf, (;rand Island, NR 6RROJ <br /> <br />The name and address of the Lender/Secured Party is: <br />1135 'N' Sf., T ,inr:oln NR 68508 <br /> <br />TierOne Rank <br /> <br />9. Relation to Loan Agreement. This Security Instrument is subject to all of the applicable terms <br />and conditions contained in the Loan Agreement. The Loan Agreement is to be filed in the County <br />Clerk's Office in the County where the Property is located at the same time this Security Instrument <br />is recorded. If Borrower fails to keep any of the promises Borrower makes in the Loan Agreement, <br />Lender may require that the entire balance of Borrower's debt to Lender be paid immediately. The <br />terms and conditions of this Rider shall survive the termination of the Loan Agreement and the <br />repayment of the Loan. <br /> <br />10. Paragraph 6 of the Security Instrument. The first sentence of Paragraph 6 of the Security <br />Instrument is hereby modified to read as follows: <br /> <br />Borrower shall occupy, establish, and use the Property as Borrower's principal <br />residence within 60 days after the end of the Construction Phase and shall <br />continue to occupy the Property as Borrower's principal residence for at least <br />one year after the date of occupancy, unless Lender otherwise agrees in writing, <br />which consent shall not be unreasonably withheld, or unless extenuating <br />circumstances exist which are beyond Borrower's control. <br /> <br />All other provisions in Paragraph 6 of this Security Instrument remain unchanged. <br /> <br />CPADDDOT.do. OS/07 <br />MULTlSTATE CONSTRUCTION LOAN RIDER TO SECURITY INSTRUMENT - Sing]c.Family- hnnle Mae 1I0MESTYLE MODEL DOCUMENT <br /> <br />Fonn 3737 11101 <br />(pllge 3 of 4 p"ges) <br />