|
<br />I\.)
<br />(9
<br />(9
<br />-....j
<br />(9
<br />~
<br />w
<br />CJ)
<br />I\.)
<br />
<br />~
<br /><..
<br />5
<br />f
<br />::\
<br />T
<br />-'
<br />
<br />~
<br />
<br />",
<br />m
<br />."
<br />C
<br />~~~
<br />(')(1)
<br />~x
<br />
<br />no
<br />~~
<br />nx
<br />"
<br />
<br />[Space Above This Line For Recording Data]
<br />
<br />:-,....;;lI ~
<br />...,.",-...... (") UJ a
<br />~;::::...~:~") --J
<br />-..) 0
<br /> c:: J;" N [
<br />::3 z --J
<br />;...-0 --I rr1 c:;l
<br />-c -< 0 c:;l~
<br />r'0 0 ~
<br />CD "TI -J -
<br />......:,~ ::s
<br /> ".x r-n ~g
<br />-0 :;> (,c,J
<br />,- 7..1
<br />:3 r 1->- ~i
<br /> en
<br />N 7'
<br /> J>
<br /> ---- '----...
<br />0 NZ
<br />..- (J)
<br /> (J) 0
<br /> ~
<br /> :J'~
<br /> 'C' ~
<br />
<br />\J'
<br />\S\
<br />o
<br />
<br />..............~" I
<br />,.......,','-.
<br />.~~. '.....
<br />
<br />r~ :~::~,~.
<br />l"..", t,.."l....
<br />o --',
<br />...,.., "
<br />iO'4
<br />
<br />c,
<br />r-'
<br />"
<br />r;'l
<br />C;J
<br />(,/>
<br />
<br />~..
<br />;\
<br />I,
<br />i:
<br />t--
<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated MAY 2 5. 2 0 0 7 , together with all Riders to this
<br />document.
<br />(B) "Borrower" is JOAQUIN A FUENTES GOMEZ AND ALMA N LOW DE FUENTES. AS HUSBAND AND WIFE
<br />
<br />(C) "lender" is
<br />COR paR A T ION
<br />N F BRA S K A
<br />
<br />PLATTE
<br />
<br />. Borrower IS the trustor under thiS Security Instrument.
<br />V ALL E Y S TAT E BAN K & T R U S T CO. Lender is a
<br />organized and existing under the laws of THF STATF OF
<br />Lender's address is 2223 SECOND AVE __ KEARNEY __ NE 6Se7
<br />. ender is the beneficiary under
<br />
<br />this Security Instrument.
<br />
<br />(D) "Trustee" is U S BAN K T R U S T COM PAN Y .
<br />111 SW FIFTH AVFNlJF PORTIANrJ OR
<br />
<br />N A T ION A LAS S 0 C I A T ION
<br />97204
<br />
<br />-
<br />(E) "Note" means the promissory note signed by Borrower and dated MAY 2 5, 2 0 0 7 . The Note states that
<br />Borrower owes Lender F 1FT Y N I N E THO USA NOT H R I: I: HUN [) R I: [) A N [) N 0 / 1 0 0
<br />Dollars (U.S. $ 5 9 , 3 0 0 . 0 0 plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />J U N F 1 ? 0 3 7
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />
<br />(G) "loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and
<br />all sums due under this Security Instrument, plus interest.
<br />
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />
<br />D Adjustable Rate Rider D Condominium Rider D Second Home Rider
<br />
<br />D Balloon Rider D Planned Unit Development Rider [X] Other(s) [specify] N I FA E - 3
<br />
<br />D 1-4 Family Rider
<br />
<br />D Biweekly Payment Rider
<br />
<br />(I) "Applicable law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(l) "Escrow Items" means those items that are described in Section 3.
<br />
<br />~M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property;
<br />ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations
<br />of, or omissions as to, the value and/or condition of the Property.
<br />
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />
<br />(0) "Periodic pavment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U_S,C. @ 2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regu!at!on that gov~rns the :=>ame subject matter. As used in this Security Inst.rument, "RESPA" refers to all requirements and
<br />restrictions that are Imposed In regard to a "federally related mortgage loan" even If the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA
<br />
<br />(0) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK & TRUST CO
<br />MORTGAGE LOAN DEPARTMENT
<br />2 2 2 3 SEe 0 N D A V E
<br />K EAR N E Y, N E 6 8 847
<br />
<br />J~r6
<br />,~ f'J Lf
<br />
<br />NEBRASKA-Singlll Family-Fannie Mile/Freddie Mac UNIFORM INSTRUMENT
<br />3028 NE DOT 1/01 POl
<br />
<br />Form 3028 1/01 (page 1 of 7 pages)
<br />
|