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<br />INDIVIDUAL ACKNOWLEDGMENT <br /> <br />STATE OF NEBRASKA <br /> <br />COUNTY OF HALL <br /> <br />200704345 <br /> <br />The forcgoing instrument was acknowledged by PENNY S SKALKA; b fore me on May 21, 2007. In witness <br />whereof, I hereunto set my h~and, if applicable, my official seal. <br /> <br />My commi~sion expires: -7----2X:Jtl <br /> <br />( OfficiaLS.eal) <br /> <br />J;liI GENtAAl NOTARY.Stale of Nebraska--- <br />. TAMMY 5. P~DY <br />..-.- My Comm. Exp. -7' '.r.~1 <br /> <br /> <br />THIS INSTRUMENT PREPARED BY: <br />TierOne Bank <br />1235 'N' St / PO Box 83009 <br />Lincoln, NE 68501 <br /> <br />~ 2004.2007 Copyright Complianoe S",tems.I"IO, 8C9C.OSCD . 2007,01.201 <br />COI13umerReal Eat.at.e - Security Inst.rument. DL2036 <br /> <br />AFTER RECORDING RETURN TO: <br />TierOne Bank <br />1235 'N' St / PO Box 83009 <br />Lincoln, NE 68501 <br /> <br />Page 7 of7 <br /> <br />www.eurnpIiIlIlcesYlIternll_cOm <br />800.968.HS22" Pa>< 616-956-IH68 <br />