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<br />
<br />DEED OF TRUST
<br />
<br />PARTIES: This Deed of Trust is made on 05/16/2007 among, the Grantor, JADE D BALLARD and SHELLY M BALLARD, HUSB~-g . So
<br />AND WIFE ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustec"), and the
<br />Bcneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIA nON OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lcnder").
<br />CONVEYANCE: For value received, Borrowcr irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrowcr is lawfully seized, described below and all buildings, fixtures, and cxisting and future improvements thcreon and all rights-of-
<br />way, easements, rcnts, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property") .
<br />PROPERTY ADDRESS: 340 SUNSET DR, DONIPHAN, Nebraska 68832
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />LOT TEN (10), AMICK ACRES WEST SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of tIust or under any instrument secured by this deed of trust, and all modifications, extcnsions and
<br />renewals thereof
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof):
<br />
<br />III A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 05/16/2007
<br />
<br />III Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if madc on the date of this deed of trust is executed.
<br />
<br />D Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed oftrust is executed.
<br />
<br />The above obligation is due and payable on May 22,2012 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at any onc time shall not exceed a maximum principal amount of $24,066.50, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed oftrust, with interest on such disbursements.
<br />D Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />D A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed oftrust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNA nON OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead i~ttached to this deed of trust and made a part hereof has
<br />D been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants
<br />2, and in an ers described above signed by Borrower.
<br />,fl
<br />
<br />
<br />
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was ack wI edged before me on 05/16/2007
<br />By JADE D BALLARD and S LY M BALLARD, HUSBAND A
<br />
<br />~c:J/GJ
<br />
<br />
<br />GENERAL NOTARY. State of Nebraska
<br />MEGAN D. FREDERIKSEN
<br />My Comm. Exp. April 6. 2010
<br />
<br />
<br />
<br />tary Public)
<br />
<br />My commission expires:
<br />
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