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<br />LOAN NUMBER: 0166015756
<br />
<br />(Splice Ahove This Line For Recording Dlltll)
<br />
<br />DEED OF TRUST
<br />
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />
<br />THIS DEED OF TRUST ("Stx.'Ul'ity Instrument") is made on May 17, 2007. The grantor is TAMMY PHAM, A
<br />SINGLE PERSON, whose address is 2404 W 13TH ST PO BOX 535, Grand Island, Nebraska 68802
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Contract. The
<br />obligations of Borrowers who did not sign the Contract are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whosc
<br />address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The beneficiary is TierOne
<br />Bank, which is organized and existing wder the laws of the United States of America and whose address is 1235
<br />'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). TAMMY PHAM has entered into a Equity .
<br />Line of Credit ("Contract") with Lender as of May 17,2007, wder the terms of which Borrower may, from time
<br />to time, obtain advances not to exceed, at anytime, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING
<br />PROTECTIVE ADV ANCES)*** of Ten Thousand and 001100 Dollars (U.S. $10,000.00) ("Credit Limit").
<br />Any party interested in the details related to Lender's continuing obligation to make advances to Borrower is
<br />advised to consult directly with Lender. Ifnot paid earlier, the sums owing under Borrower's Contract with Lender
<br />will be due and payable on May 15,2012. This Security Instrument stx.'Ufes to Lender: (a) the repayment oftlle
<br />debt under the Contract, with interest, including future advances, and all renewals, extensions and modifications of
<br />the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security
<br />Instrument under tlle provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and thc Contract. For this
<br />purpose, Borrower, in consideration of tlle debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described property locatcd in the COUNTY of HALL, Statc of
<br />Nebraska:
<br />Address: 2404 W 13TH ST PO BOX 535, Grand Island, Nebraska 68802
<br />Legal Description: LOT ELEVEN (11), IN BLOCK ONE (1), IN CUNNINGHAM SUBDIVISION,
<br />AND THE SOUTHERLY HALF OF THE VACATED ALLLEY, GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA
<br />Parcel ID/SidweIl Number: 400039834
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />() 2004-2007 Copyright Compliance Syst<:ml. It"" 8C9C-9631 .2007.01.201
<br />COtlllUInet Real Estate. Security Inlltnunent DL2036
<br />
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