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North American Savings Bank 12520 S. 71 Hwy 3randview, MO 64030 ! . S;,.B. OK' %", m en <... 1 1 0 9 5 7 399 o~ 0 :c ;"'.......-,. ~ C:',:,..) ("") (J) II"'::.:..~=- 0 --1 -:J ............,. I c: l> ~[ n. :3 :z: -j ,.,.~"'.., " Pl <) " :;::0 -j U'\ :::0 -C -< 0 Cl~ rr.~ -,of: " ~, N 0 ~ ll\ 0 W -r1 "'- ~ 'T) C\ 1 <0 .. Ci:J 0 l> rn ~\ --0 r- :::0 , ., k :3 ,- ):"" ~ CJ (n u' ......t: ;:><: (, > Cl ----- ......... C> c.n (fJ 10 m ." <= n Z ~~~ :;l'l;:J: I\.) e e -.J e .j::::.. I\.) ....... ....... lfter Recording Return To: p ~ 1i , ---------------------------~----- [Space Above This Line For Recording Data] --------------------------------- DEED OF TRUST ,..".... MIN: 1000942~1310040793.5 f5.5o DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated M a y 1 8 2 0 0 7 , together with all Riders to this document. (B) "Borrower" is Don a 1 dOH e r Z 0 q and J u d i t h L Her Z 0 g, H U S BAN 0 AND W I FE Borrower is the trustor under this Security Instrument. (C) "Lender" is N 0 r t hAm e r i can S a v i n q s Ban k. F. S , B . Lender is a A Missouri Corporation organized and existing under the laws of the state of Mi ssouri Lender's address is 12498 SOUTH 71 HIGHWAY. GRANDVIEW. MO 6403Q (D) "Trustee"is"/.A~J1IJ$tA}('~/JC$$l'lltl FIDELITY NATIONAL TITLE INSUR~NCECC?MPANY (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is"C0r( -->..17 acting solely as nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (1<') "Note" means the promissory note signed by Borrower and dated M a y 1 8 2 0 0 7 . The Note states that Borrower owes Lender S eve n t y Tho usa n d Dollars (U. S. $ 7 0 , 0 0 0 , 0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than J u n e 1, 2 0 3 7 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: [J Adjustable Rate Rider D Condominium Rider D Balloon Rider D Planned Unit Development Rider D 1-4 Family Rider D Biweekly Payment Rider [] Second Home Rider D Other(s) [specify] NEBRASKA -, Single Family -- Fannie MacWrcddlc Mac UNIFORM INSTRUMENT MERS Foml3028 1/01 (page I of 17 pages) ()jy; :\ +t