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<br />I\.) <br />is <br />is <br />-...J <br />is <br />..p.. <br />-->. <br />0) <br />CJ'1 <br /> <br />> <br />CJ <br />;; <br />:z <br />!""'t <br />~ <br />1"1"1 <br />..... <br />=t <br />r- <br />1"1"1 <br />en <br />1"1"1 <br />::0 <br />:S <br />n <br />1"1"1 <br />en <br /> <br /> ;:a 2 ~ <br /> m <br /> "'" ~ <br /> c :x: <br />n z A O~ <br />E 0 :----'-...J. <br />2: -:'~":"'~~ 0 UJ <br />~ -~) <br />~ -.] 0 -i <br /> ".....,.,1 c:: )> ~a\ <br />,.. ::I: If\ ,..--\'- -3 z -l <br /> I'"~ <br /> ~.'-' .".1 = -i rr: <br /> ~ r11 C\- --c <br /> -< 0 <br /> \J\ ;~J ;::- c::>~ <br /> :~\~ r'0 c.., ., <br /> (J C:;> \ r'0 ., <br /> "TI Z --J _ <br /> C-:) f~;': I r'l""" ~~ <br /> r-:""-; PI --0 p.- CT" <br /> r-ro ::3 .- ::0 <br /> CJ j, r ):00- <br /> (f) ~ (j) :i <br /> ~ I--' ;><: <br /> :!,,,, <br /> ....r: <br /> --..J (fl U1Z <br /> (fl 0 <br /> <br />. r:: tSo <br />{; ::J ' <br /> <br />[Space Above This Line For Recording Data] <br /> <br />Loan No: 450705207 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />I 1, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 15, 2007 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />John R. Croghan and Krista K. Croghan, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated May 15, 2007 <br />The Note states that Borrower owes Lender <br />One Hundred EightyEight Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 188,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than June 1, 2022 <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (BOO) 446-3555 <br />LFI#FNMA302B 4/02 Page 1 of 13 Initials: <br />