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<br />200704065 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~.. -I! BA-. <br />JoJ'R. Dubbs <br />(Sign Original Only) <br /> <br />F / tJ '-6? (Seal) <br />-Borrower <br /> <br />002004365870 <br />~-6A(NE) (0407).01 <br /> <br />Page 14 of 15 <br /> <br />Form 3028 1/01 <br />CitiMortgage 3.2.8.13 V2 <br />