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<br />DEED OF TRUST
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<br />PARTIES: This Deed of Trust is made on 05/02/2007 among, the Grantor, KHAMPHOUN KEOPANYA and KHAMVANH KEOPANYA,
<br />HUSBAND AND WIFE ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights~of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 826 E BISMARK RD, Grand Island, Nebraska 68801-8123
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />THE WEST FORTY FEET (40') OF LOT EIGHT (8) AND THE EAST TWENTY FEET (20') OF LOT SEVEN (7), IN GRACE LUTHERAN
<br />CHURCH SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />
<br />Located in County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />
<br />. A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 05/02/2007
<br />
<br />. Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as ifmade on the date of this deed oftrust is executed.
<br />
<br />D Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as ifmade on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on May 28,2012 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $5,080.00, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />D Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />D A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Fann Homestead Protection Act, designation of homestead i!;:1ttached to this deed of trust and made a part hereof has
<br />D been disclaimed; the disclaimer is attached to this deed oftrust and made a part hereof.
<br />
<br />By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />describe above signed by Borrower.
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<br />L----
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<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was ac wledged before me on 05/02/2007
<br />By KHAMPHOUN KEOP AN and KlIAMV ANH KEOP ANY A
<br />FOR KHAMVANH KEOP ~
<br />My commission expire . (p i
<br />
<br />
<br />:KEOPANYA P,O.A.
<br />
<br />Notary Public)
<br />
<br />GENERAL NOTARY. State of NebraSka
<br />MEGAN D. FREDERIKSEN
<br />My Comm. Exp. April 6, 2010
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