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200703847 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />- Witness <br />1 <br />(Seal) <br />LOPEZ - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Seal) <br />- Borrower <br />'aD A <br />Seal) <br />JOSE A LOPEZ <br />- Borrower <br />- Borrower <br />Seal) <br />- Borrower <br />- Borrower <br />VMP- 6A(NE) (0407).01 Page 14 of 15 Form 3028 1/01 <br />