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<br />....7T...T"'I....T _____~_
<br />
<br />Reco~~urn To:
<br />United General Title Ins
<br />Fiserv-27 Inwood Road
<br />ROCKY HILL, CT 06067 - q.,q(
<br />
<br />~I\I Il~~~tll III
<br />
<br />RICHARDSON, DAVID L
<br />
<br />This Instrument was prepared by:
<br />M.KATHIRVEL
<br />Citibank, P.O. Box 790017, MS 221, St. Louis, MO 63179
<br />
<br />~t', 50
<br />
<br />Loan No.: 107031309772000
<br />
<br />DEED OF TRUST
<br />
<br />MnN: 100011507713507563
<br />
<br />THIS Deed of Trust is made this 04/02/2007 between DAVID L. RICHARDSON AND RACHEL A.
<br />RICHARDSON. HUSBAND AND WIFE (herein "Trustor"), whose address is 221 ASHTON A V E. GRAND
<br />ISLAND. NE 68801, and First American Title Ins. Co. 13924 Gold Circle Omaha. NE 68144 ("Trustee"), for
<br />the benefit of Citibank, F.S.B., a federal savings bank organized and existing under the laws of the United States of
<br />America whose address is 11800 Spectrum Center Drive, Reston, VA 22090 (herein "Lender"), and Mortgage
<br />Electronic Registration Systems, Inc., a corporation organized under the laws of Delaware, whose address and
<br />telephone number is P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS (herein "Beneficiary"). Mortgage
<br />Electronic Registration Systems, Inc. is Beneficiary of this Deed of Trust solely as nominee for Lender and Lender's
<br />successors and assigns and the successors and assigns of Mortgage Electronic Registration Systems, Inc. The
<br />"Borrower" means the individual(s) who has(ve) signed the Fixed Rate Home Equity Loan Note (the "Note") of even
<br />date herewith and in connection with this Deed of Trust.
<br />
<br />Trustor, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, WITH POWER OF SALE, the following described property located in the County of
<br />HALL, State of Nebraska:
<br />
<br />SEE ATTACHED LEGAL DESCRIPTION
<br />which has the address of221 ASHTON A V E. GRAND ISLAND. NE 68801 (herein, "Property Address");
<br />
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents all of which shall be deemed to be and remain a part of the property covered by this Deed of
<br />Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a
<br />leasehold) are hereinafter referred to as the "Property." Trustor understands and agrees that Beneficiary holds only
<br />legal title to the interests granted by Trustor in this Deed of Trust, but, if necessary to comply with law or custom,
<br />Beneficiary (as nominee for Lender and Lender's successors and assigns) has the right to exercise any or all of those
<br />interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing and canceling this Deed of Trust.
<br />
<br />CFX-F-SI-703-NE
<br />RICHARDSON
<br />
<br />100
<br />
<br />Revised lII17/2005
<br />ACAPS: 107031309772000
<br />
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