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<br />200703553 <br /> <br />00 B. FUNDS FOR TAXES AND INSURANCE <br />Uniform Covenant 3 of the Security Instrument is waived by Lender. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Payment Rider. <br /> <br />//;_. <br />..:r~,Qw~... (Seal) <br />~A"~_O~ R. REISINGER<.__~.. :Borrower <br />/~J ..V;?IY- -J ~ <br />. ~AfN~E~fNGER;"" . ~................ '~~~r~-;:~) <br /> <br />Bankers Systems, Inc., St. Cloud, MN Form MPFR-PR 6/15/2004 <br /> <br />(page 2 of 2 pages) <br />