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I""'''~ (::;~..;). a (fJ fI1 c:::J. c::> --J <::) -j I :3 c:: 1> N :z --' :::0 --1 r.: c::> -c: -< 0 <::) '1 c::> or ~ '1 ..,j;,,- -...J :r:: rf"l - -U J.;.. ,n c::> ::3 :3 r- :;lJ ~ r J::.. c....:> (Il CJl W ^ ~ J::.. --C U1 .................. Ol (f) N a (fJ ~ ~"'- ~ App#: 5188y7 ,",::> ~ ~ ,10 Qi ~", m ...... m I' f) c: N Z n \ (") ~' CS> ,. 1: ~ 0 CS> 1: "Ii en '" -..J CS> n c.n \\ -"-." Jl; :I: \.) (,V (" (}1 , \..~\ +>- N ~ ~, ....~ ,.-."""'., ;.~ ~\ ~,.~ .,;;.-) ':''''- ~.,.,,- o '\- '..,.., '.:J tl,: iT' "~1 ~.".' C::':1 if) 1" ~ [Space Above This Line For Recording Data] Loan#:348596 DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated Riders to this document. (B) "Borrower" is Jason K. Hesser and Kate E. Hesser. As Husband and Wife. Borrower is the trustor under this Security Instrument. (C) "lender" is First National Bank of Omaha . Lender is a National BankinCl Association organized and existing under the laws of The United States of America. Lender's address is 1620 DodCle St StoD 4300. Omaha NE 68197-4300. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is First National Bank of Omaha a National Banking Association. Trustee's address is 1620 DodCle St StoD 4300. Omaha NE 68197-4300 (E) "Note" means the promissory note signed by Borrower and dated Aoril 30. 2007 . The Note states that Borrower owes Lender One Hundred Thirty Fiye Thousand Six Hundred Dollars and Zero Cents Dollars (U.S. $135.600.00), plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 1. 2037 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" mean all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: o Adjustable Rate Rider 0 Condominium Rider o Balloon Rider 0 Planned Unit Development Rider o 1 ~ 4 Family Rider 0 Biweekly Payment Rider (I) "Applicable law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judiCial opinions. Aoril 30. 2007 , together with all o Second Home Rider o Other(s) [Specify] RETURN TO: First National Bank of Omaha Mortgage Loans Stop 4300 1620 Dodge St Stop 4300, Omaha NE 68197-4300 NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Nebraska Deed of Trust 3028 NE DOT 01/01 (Page 1 of 12)