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<br />200703529 <br /> <br />19. CO-SIGNERS. If Grantor signs this Security Instrument but is not otherwise obligated to pay the Secured <br />Debts, Grantor does so only to convey Grantor's interest in the Property to secure payment of the Secured <br />Debts and Grantor does not agree by signing this Security Instrument to be personally liable on the Secured <br />Debts. If this Security Instrument secures a guaranty between lender and Grantor, Grantor agrees to waive any <br />rights that may prevent Lender from bringing any action or claim against Grantor or any party indebted under <br />the obligation. These rights may include, but are not limited to, any anti-deficiency or one-action laws. <br /> <br />20. SUCCESSOR TRUSTEE. lender, at lender's option, may from time to time remove Trustee and appoint a <br />successor without any other formality than the designation in writing. The successor trustee, without <br />conveyance of the Property, will succeed to all the title, power and duties conferred upon Trustee by this <br />Security Instrument and applicable law. <br /> <br />21. WAIVERS. Except to the extent prohibited by law, Grantor waives all appraisement and homestead <br />exemption rights relating to the Property. <br /> <br />22. APPLICABLE lAW. This Security Instrument is governed by the laws of Oklahoma, the United States of <br />America, and to the extent required, by the laws of the jurisdiction where the Property is located, except to the <br />extent such state laws are preempted by federal law. <br /> <br />23. JOINT AND INDIVIDUAL LIABILITY AND SUCCESSORS. Each Grantor's obligations under this Security <br />Instrument are independent of the obligations of any other Grantor. lender may sue each Grantor individually or <br />together with any other Grantor. lender may release any part of the Property and Grantor will still be obligated <br />under this Security Instrument for the remaining Property. If this Security Instrument secures a guaranty <br />between Lender and Grantor, Grantor agrees to waive any rights that may prevent Lender from bringing any <br />action or claim against Grantor or any party indebted under the obligation. These rights may include, but are <br />not limited to, any anti-deficiency or one-action laws. Grantor agrees that Lender and any party to this Security <br />Instrument may extend, modify or make any change in the terms of this Security Instrument or any evidence of <br />debt without Grantor's consent. Such a change will not release Grantor from the terms of this Security <br />Instrument. The duties and benefits of this Security Instrument will bind and benefit the successors and assigns <br />of lender and Grantor. <br /> <br />24. AMENDMENT, INTEGRATION AND SEVERABILITY. This Security Instrument may not be amended or <br />modified by oral agreement. No amendment or modification of this Security Instrument is effective unless made <br />in writing and executed by Grantor and lender. This Security Instrument and any other documents relating to <br />the Secured Debts are the complete and final expression of the agreement. If any provision of this Security <br />Instrument is unenforceable, then the unenforceable provision will be severed and the remaining provisions will <br />still be enforceable. <br /> <br />25. INTERPRETATION. Whenever used, the singular includes the plural and the plural includes the singular. <br />The section headings are for convenience only and are not to be used to interpret or define the terms of this <br />Security Instrument. <br /> <br />26. NOTICE, FINANCIAL REPORTS, ADDITIONAL DOCUMENTS AND RECORDING TAXES. Unless otherwise <br />required by law, any notice will be given by delivering it or mailing it by first class mail to the appropriate <br />party's address listed in the DATE AND PARTIES section, or to any other address designated in writing. Notice <br />to one Grantor will be deemed to be notice to all Grantors. Grantor will inform lender in writing of any change <br />in Grantor's name, address or other application information. Grantor will provide Lender any financial <br />statements or information lender requests. All financial statements and information Grantor gives lender will <br />be correct and complete. Grantor agrees to pay all expenses, charges and taxes in connection with the <br />preparation and recording of this Security Instrument. Grantor agrees to sign, deliver, and file any additional <br />documents or certifications that lender may consider necessary to perfect, continue, and preserve Grantor's <br />obligations under this Security Instrument and to confirm lender's lien status on any Property, and Grantor <br />agrees to pay all expenses, charges and taxes in connection with the preparation and recording thereof. Time is <br />of the essence. <br /> <br />Eddie L Nowka <br />Nebraska Deed Of Trust <br />OK/4XXOMASON00005900005586047033007Y <br /> <br />@1996 Bankers Systems, Inc" St. Cloud, MN ~ <br /> <br />.J)ro" <br />. Ynitials {'VJ <br />Page 5 <br />