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<br /> .if' ;IIa 2~__ <br /> m <br /> ." <br /> c: m en, <br /> ,. n :t .... <br /> n Z '" <br /> % ~ C <br /> m ~ <br /> n en tf) <br />I\.) ~ ::J: <br />s \.J\ <br />s <br />-...J \J) <br />S <br />c..v () <br />4::>- <br />co <br />CD <br /> <br /> <br />fter Recording Return To: <br />u--}IERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 07-047406 <br /> <br />,....~ <br />f'~"""'" ... <br />........., ~)" <br />;~ c~, <br />l..~, (-.- <br />0""(= <br />"." <br />D (.f, <br />I., r\ <br />t""i1 ,~ <br />c: II <br />(/) f' <br /> <br />'t- <br /> <br />;'--...;) ~ <br />(~::~,';'J. ("") (J) <br />('':':~ c::> <br />-..,) 0 -I <br /> c:: J> r-u So' <br />":D Z --I <br />-0 -~ rr1 c::> <br />;:;:0 -< at <br /> C-;J <br />W 0 ..,., c::> <br />c::> ..,., ..... -.J - <br /> ::::c "-1 ~ <br />U :r-~ CD c::> <br />::3 r ::n <br />r 1> t:...J <br /> U) -C ! <br />-C ;:0:: <br /> 1> co <br />a -- <br />co (J) CD i!; <br /> (J) <br /> <br />[Space Above This Line For Recording Data] <br /> <br />\\J~ <br />\~, <br />~~' <br /> <br />(;:.;J <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated <br />with all Riders to this document. <br />(B) "Borrower" is PAUL R OAKESON I I I & LORI <br />WIFE <br /> <br />APRIL 30, 2007 <br /> <br />, together <br /> <br />R OAKESON HUSBAND AND <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK 1235 "N" STREET LINCOLN NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated APRI L 30, 2007 <br />The Note states that Borrower owes Lender ONE HUNDRED FIFTY - TWO THOUSAND AND <br />00/100 Dollars (U.S. $ 152,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than MAY 1, 2 03 7 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />o 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />o Biweekly Payment Rider <br />D Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />~o <br /> <br />~. <br /> <br />NEBRASKA--Single Family..Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 (12/01/06) Page 1 of 11 <br /> <br />DocMagic ~ 800.649.1362 <br />www.docmagic.com <br /> <br />Ne3028.dol <br /> <br />1111111111111111111111111111111111111111111111111111111111111111111 <br />