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<br />State of Nebraska
<br />
<br />Space Above This Line For Recording Data
<br />
<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />D Construction Security Agreement
<br />D Master fonn recol'ded by __ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ __ _ _ _ _ _ _ _ __ _ _ _ _ _ _ _ _ _ __ _ _ _ _ _ _ _ _ _
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is J.~~~~ _~Q L _~QQ7 _ _ _ _ _ _ _ _ _ _ _ _ _ .
<br />The parties and their addresses are:
<br />
<br />,<'0, So
<br />
<br />TRUSTOR: JEFFREY S RICHARDSON, HUSBAND AND WIFE and JANE L RICHARDSON, HUSBAND AND
<br />
<br />47 KOESTER LK
<br />GRAND ISLAND, NE 68801-8609
<br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />Arend R. Baack, Attorney
<br />P. O. Box 790
<br />Grand Island, NE 68802
<br />BENEFICIARY:
<br />Home Federal Savings and Loan Association of Grand Island
<br />221 South Locust Street Grand Island, NE 68801
<br />
<br />Organized and Existing Under the Laws of The State of Nebraska
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, a:1d to
<br />secure the Secured Deht (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />LOT TWENTY-NINE (29) LOCATED ON THE WEST SIDE OF THE EAST PORTION OF KOESTERS
<br />LAKE, BEING PART OF THE EAST HALF OF THE SOUTHWEST QUARTER (E1/2 SW 1/4) OF
<br />SECTION THIRTEEN (13), TOWNSHIP ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE
<br />SIXTH (6) P.M., IN HALL COUNTY, NEBRASKA
<br />
<br />The property is located in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _1J~1.1._ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ at ~]_ ~_SJ.:_EJ~_ _~ _ _ _ _ _ _ _ _ _ __
<br />(County)
<br />_ _ __ _ nun _ _ _ u u n n n n _ __ _ _ _ _ _ , nnnnq3;'~(L!~l.~!1~nn n n _ , Nebraska _ _ n~~~Q~n n_
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time
<br />shallnotexceed$_5_Q,'-Q,QQ'-QQnnnnnnnn_. This limitation of amount does not include interest and other
<br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made
<br />under the terms of L'lls Security Instrument to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Security Instrument.
<br />
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify
<br />the debt(s) secured and you should include the final maturity date of such debt(s).)
<br />A Line of Credit Agreement dated 04/20/2007
<br />
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA. FHLMC. FHA OR VA USE)
<br />~ 0 1994 Bankers Systems, Inc., St. Cloud. MN Form OCp.REOT.NE 5/10/2005
<br />~ .C465(NE) (0506) VMP Mortgage Solutions. Inc.
<br />
<br />C-07-04-25-000118
<br />(page 1 of 4J
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