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<br />200703230 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~t?4. <br /> <br />ENNETH ALLIS <br /> <br />(Seal) <br />BOlTower <br /> <br />r/ ~If ~ <br />~ ~-1fI1v h ~ ~ L~Y; <br />~J) (/-~. <br />MELISSA A ELLIS BOlTower <br /> <br />SNE17 Rev 12/27/00 <br /> <br />Page 17 of 16 <br /> <br />10m.., tJft <br />If1ft <br /> <br />FORM 3028 1'01 <br />