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<br /> ;JO ~gtc: <br /> m ~i <br /> f) -n m CA <br /> C ~.'."..:J <br /> n% '-;::;~J. O(fl <br /> n Z ~ -=:> o .-...-l <br /> --:J <br /> ,... ,3: E c ::-.:l~ c: l> <br /> ~ (q ~ -- ~>' :n z-; <br /> ~ -0 -; rll ~Gr <br /> ~ % m S".. :;:;0 -<0 <br />N I ~..., C,' ~.- ~ 0" <br /> o ~. - <br />G ~ -..J "z ~~ <br />iSl '-r, U <br /> ::!: rn <br />-....J 0 1> cn <br />iSl rn l """"0 <br />W .~1 :3 I :;;u <br />G 0 r 1> ~i <br />CO if) (f) <br />CO -P ;::0;: <br /> 1> <br /> U1 -- <br /> en (fl CD ~ <br /> (fl <br /> <br /> <br /> <br />~,) <br />C-:'" <br />.'-". ...--' t'. <br />\.' \',,.)', <br />'- t..; <br />In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, LARRY <br />D. ROACH and BRENDA C. ROACH, husband and wife, prior to executing the attached Deed of Trust <br />dated April 16, 2007, by and between the undersigned and' PATHWAY BANK , A Nebraska <br />Banking Corporation, (hereinafter referred to as "Mortgage") hereby state and acknowledge: <br /> <br />PREFACE TO MORTGAGE OR DEED OF TRUST UNDER <br />FARM HOMESTEAD PROTECTION ACT <br /> <br />DISCLAIMER <br /> <br />1. That no part of the homestead of the undersigned is presently, or in the future will be, situated on the <br />following described real estate, (hereafter Parcel 1) nor are there any buildings sufficient to be designated <br />as a homestead, presently located upon said Parcel 1: <br /> <br />Lot Three (3), Block Two (2), Colonial Estates Subdivision, in the City of Grand Island, Hall County, <br />Nebraska. <br /> <br />2. The undersigned acknowledge that while the Mortgage or Deed of Trust remains unsatisfied and a lien on <br />said Parcell, they shall have no right presently or in the future to make a designation of homestead on <br />Parcell, including without limitation, in the event of a foreclosure or trustee's sale under the mortgage or <br />Deed of Trust. <br /> <br />3. The undersigned acknowledge that if, contrary to this Disclaimer, they establish a homestead on said Parcel <br />1 during the time the Mortgage or Deed of Trust remains unsatisfied and a lien upon Parcell, they shall <br />have no right to make a designation of homestead in the event of a foreclosure or trustee's sale under the <br />Mortgage or Deed of Trust. <br /> <br />4. The undersigned state that this acknowledgment is their knowing and voluntary act and deed and <br />constitutes a written disclaimer and acknowledgment under the Nebraska Farm Homestead <br />Protection Act and the undersigned do hereby disclaim any right to designate a homestead in the <br />event of default upon such Mortgage or Deed of Trust or in the event of a foreclosure or trustee's <br />sale under the Mortgage or Deed of Trust. <br /> <br />5. The undersigned further understand and agree that this acknowledgment and Disclaimer shall be filed as a <br />Preface to and become a part of the Mortgage or Deed of Trust. <br /> <br />Dated: April 16, 2007 <br /> <br /> <br />g~/1~~ #sed-- <br />BRENDA C. ROACH <br /> <br />STATE OF NEBRASKA) <br />) SS <br />COUNTY OF HALL ) <br /> <br />The foregoing instrument was acknowledged before me on April 16, 2007, by LARR/,ROACH and <br />BRENDA C. ROACH, husband and wife. AL. ~ ~ <br /> <br /> <br />NOTAR P LIC <br /> <br /> <br />GENERAL NOTARY. State of Nebraska <br />DEBRA J. KOZAK <br />M Comm. E . Jan. 30. 2008 <br /> <br />