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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />Wast Branch PO Bc,}l 1'50'7
<br />2009 N. Diers Ave.
<br />Grand Island, NE 68803
<br />
<br />FOR RECORDER'S USE ONLY
<br />
<br />MODIFICATION OF DEED OF TRUST
<br />
<br />/0 ' S-o
<br />
<br />THIS MODIFICATION OF DEED OF TRUST dated April 9, 2007, is made and executed between WILLIAM H,
<br />RAMSEY and LINDA N. RAMSEY Husband and Wife {"Trustor"} and Five Points Bank, whose address is West
<br />Branch, 2009 N. Diers Ave., Grand Island, NE 68803 ("lender").
<br />
<br />DEED OF TRUST. Lender and Trustor have entered into a Deed of Trust dated April 19, 2004 (the "Deed of Trust") which has been
<br />recorded in HALL County, State of Nebraska, as follows:
<br />
<br />Recorded on April 26, 2004, as Instrument No. 0200404051.
<br />
<br />REAL PROPERTY DESCRIPTION. The Deed of Trust covers the following described real property located in HALL County, State of
<br />Nebraska:
<br />
<br />LOT TEN (10), IN SUNSET FOURTH SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />
<br />The Real Property or its address is commonly known as 4002 Kay Ave, Grand Island, NE 68803-1505.
<br />
<br />MODIFICATION. Lender and Trustor hereby modify the Deed of Trust as follows:
<br />
<br />Extend maturity date to April 13, 2010, increase Principal amount to $90,000.00 and rate increase to 7.75%.
<br />
<br />CONTINUING VALIDITY. Except as expressly modified above, the terms of the original Deed of Trust shall remain unchanged and in full
<br />force and effect. Consent by Lender to this Modification does not waive Lender's right to require strict performance of the Deed of Trust
<br />as changed above nor obligate Lender to make any future modifications. Nothing in this Modification shall constitute a satisfaction of the
<br />promissory note or other credit agreement secured by the Deed of Trust (the "Note"). It is the intention of Lender to retain as liable all
<br />parties to the Deed of Trust and all parties, makers and endorsers to the Note, including accommodation parties, unless a party is expressly
<br />released by Lender in writing. Any maker or endorser, including accommodation makers, shall not be released by virtue of this
<br />Modification. If any person who signed the original Deed of Trust does not sign this Modification, then all persons signing below
<br />acknowledge that this Modification is given conditionally, based on the representation to Lender that the non-signing person consents to
<br />the changes and provisions of this Modification or otherwise will not be released by it. This waiver applies not only to any initial extension
<br />or modification, but also to all such subsequent actions.
<br />
<br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MODIFICATION OF DEED OF TRUST AND TRUSTOR AGREES
<br />TO ITS TERMS. THIS MODIFICATION OF DEED OF TRUST IS DATED APRIL 9, 2007.
<br />
<br />TRUSTOR:
<br />
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<br />~.........................................................................................
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<br />William H Ramsay
<br />
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