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~u~~ ;g n E I ~."Z' ,f, m :r: ." c:: m ~ ~~ ;~ (') Z n :c :-:"'~.) '" CJ, C') (f) ~ C ~':::> X "- --.3 o -I 0 ~ ~ ,..."J.,,' c: >- ~-~, '{ Q'\ en ~ " ~ z-l N ~ N .~ :c ~. -0 -1m is mf ::=0 a is ~ ~~> ~~\J C) -<0 - c ....... :::I -...J 0' Q""'T""J 0 is ""l ....... 'llz g N ~ tt -..J <0 ~ "b ~\Jr-- 0 ::x: Pl -->. ~~kr ~ m l.\ \.\ -'0 1> c;:J C) ftI (JJ rr1 ~ :3 r- AJ 0 rJ> N en ~ (f> ::s I--" ^ CD ,.... ;.;. 1> I-" ~ "'- c...:> '-" '-" ~. [Space Above Thi~ Line For Recording Data] c:.n <.n (r'l <.n ~::, ~ ~- DEED OF TRUST 0160265520 'I) -- C C) THIS DEED OF TRUST ("Security Instrument") is made onApril 06, 2007 MICHAEL LEE KRECKLOW and KIMBERLY ANNE KRECKLOW, HUSBAND AND WIFE . The trustor is ("Borrower"). The trustee is TierOne Bank ("Trustee"). The beneficiary is TierOne Bank which is organized and existing under the laws of the united States of America , and whose address is 1235 'N I St / PO Box 83009 LINCOLN, NE 68501 ("Lender"). Borrower owes Lender the principal sum of FIVE THOUSAND EIGHTY NINE AND 00/100 Dollars (U. S. $ 5 , 089 . 00 ) . This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on April 15, 2012 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: LOT TWO (2) AND THE EAST TWELVE (12) FEET OF LOT THREE (3) IN BLOCK TEN (10), PARKHILL THIRD SUBDIVISION, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA which has the address of 2407 W OKLAHOMA Grand Island [City], Nebraska 68803 NEBRASKA.Single Family-FNMA/FHLMC UNIFORM INSTRUMENT Form 3028 9/90 _-GRINE} ,""".co Am.nW~ @ VMP MORTGAGE FORMS - (8001521.7291 Page 1 of 6 Initials: J.ir.. [Street] [Zip Code] ("Property Address");