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10 I \ n ~ m :E: -IE "' ~I c:: I n % "''' c:..> Z l '" <:;::) ("") (f) ('\ t, i ~1~ ~ 0 --I 1: () I c:l> J':" :-':ll :n ;z: -1 m ~ :;:0 ~" -0 n (/~ rn ~_ :::0 -1 rt'1 N '" :t: . .:;"){- -<0 C)~ e ". 0 ., e \J\ 0 -..J ""Y"J CD ...,., z () C): -..J - S 0 :::r:: rrl ::J N m t' --a :t> en ~~ CO m :3 I ;J.J ...... 0 r J> e (JJ I-Il (f) :1 t- N ~"" 1> ~ ----- ----- C) (f) C)Z (f) 0 /lL+ f Yl\): Oe Y' A- WHEN RECORDED MAlI. TO: TierOne Bank P.O. Box 5018, Grand Island, NE 68802 /O.S'D FOR RECORDER'S USE ONLY MODIFICATION OF DEED OF TRUST THIS MODIFICATION OF DEED OF TRUST dated April 6, 2007, is made and executed between DENNIS BRUNS and ANN BRUNS, Husband and Wife, ("Trustor") and TierOne Bank, 1235 N StreetlPO Box 83009, Lincoln, NE 68501 ("Lender"). DEED OF TRUST. Lender and Trustor have entered into a Deed of Trust dated March 14,2006 (the "Deed of Trust") which has been recorded in Hall County, State of Nebraska, as follows: Filed on March 17,2006 in Instrument No 0200602351 of Mortgage Records REAL PROPERTY DESCRIPTION. The Deed of Trust covers the following described real property located in Hall County, State of Nebraska: LOT TWELVE (12), WESTWOOD PARK EIGHTH SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. MODIFICATION. Lender and Trustor hereby modify the Deed of Trust as follows: Increase the Maximum Obligation Limit from $50,000 to $155,000. CONTINUING VALIDITY. Except as expressly modified above, the terms of the original Deed of Trust shall remain unchanged and in full force and effect. Consent by Lender to this Modification does not waive Lender's right to require strict performance of the Deed of Trust as changed above nor obligate Lender to make any future modifications. Nothing in this Modification shall constitute a satisfaction of the promissory note or other credit agreement secured by the Deed of Trust (the "Note"). It is the intention of Lender to retain as liable all parties to the Deed of Trust and all parties, makers and endorsers to the Note, including accommodation parties, unless a party is expressly released by Lender in writing. Any party, maker or endorser, including accommodation makers, shall not be released by virtue of this Modification. If any person who signed the original Deed of Trust does not sign this Modification, then all persons signing below acknowledge that this Modification is given conditionally, based on the representation to Lender that the non- signing person consents to the changes and provisions of this Modification or otherwise will not be released by it. This waiver applies not only to any initial extension or modification, but also to all such subsequent actions. TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MODIFICATION OF DEED OF TRUST AND TRUSTOR AGREES TO ITS TERMS. THIS MODIFICATION OJ' DEED OF TRUST IS DATED April 6, 2007. A CREDIT AGREEMENT MUST BE IN WRITING TO BE ENFORCEABLE UNDER NEBRASKA LAW. TO PROTECT YOU AND US }'ROM ANY MISUNDERSTANDINGS OR DISAPPOINTMENTS, ANY CONTRACT, PROMISE, UNDERTAKING, OR OFFER TO FOREBEAR REPAYMENT OF MONEY OR TO MAKE ANY OTHER FINANCIAL ACCOMMODATION IN CONNECTION WITH THIS LOAN OF MONEY OR GRANT OR EXTENSION OF CREDIT, OR ANY AMENDMENT OF, CANCELI.A TION OF, W AlVER OF, OR SUBSTITUTION FOR ANY OR ALL OF THE TERMS OR PROVISIONS OF ANY INSTRUMENT OR DOCUMENT EXECUTED IN CONNECTION WITH THIS LOAN OF MONEY OR GRANT OR EXTENSION OF CREDIT, MUST BE IN WRITING TO BE EFFECTIVE. Grand Island Mod Individual Kivett 0105,doc