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<br />
<br />FORM H
<br />
<br />NEBRASKA
<br />SECOND DEED OF TRUST
<br />(HBA)
<br />
<br />~.")
<br />:~
<br />
<br />This Second Deed of Trust (this "Second Deed of Trust"), is made as of April 3, 2007, by and among
<br />TERRY L. RlCHARDSON, A SINGLE PERSON_ ("Borrower", hereinafter referred to as "Trustor"), whose mailing
<br />address is 1915 W 12TH ST - GRAND ISLAND. NE 68803; U.S. Bank Trust Company, National Association,
<br />("Trustee"), whose mailing address is III S.W. Fifth Avenue, Portland, Oregon 97204, and Nebraska Investment
<br />Finance Authority ("Beneficiary"), whose mailing address is 200 Commerce Court, 1230 0 Street, Lincoln, Nebraska
<br />68508- 1402.
<br />
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN
<br />TRUST, WITH POWER OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and
<br />conditions ofthis Second Deed of Trust, the real property, legally described as follows (the "Property"):
<br />
<br />Lot Four (4), in Block Five (5), in Boggs and Hill's Addition to the City of Grand Island, Hall County,
<br />Nebraska.
<br />
<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property
<br />(collectively, the "rents"), all leases or subleases covering the Property or any portion thcrcofnow or hereafter existing
<br />or entered into, and all right, title and interest of Trustor thereunder, all right, title and interest of Trustor in and to any
<br />greater estate in the Property owned or hereafter acquired, all interests, estate or other claims, both in law and in equity,
<br />which Trustor now has or may hereafter acquire in the Property, all easements, rights-of-way, tenements, hereditaments
<br />and appurtenances thereof and thereto, all water rights, all right, title and interest of Trustor, now owned or hereafter
<br />acquired, in and to any land, lying within the right-of-way of any street or highway adjoining the Property, and any and
<br />all alleys and strips and gores of land adjacent to or used in connection with the Property, and any and all buildings,
<br />fixtures and improvements now or hereafter erected thereon (the "Improvements"), and all the estate, interest, right,
<br />title or any claim or demand which Trustor now has or may hereafter acquire in the Property, and any and all awards
<br />made for the taking by eminent domain, or by any proceeding or purchase in lieu thereof, of the whole or any part of
<br />the Trust Estate, including without limitation any awards resulting from a change of grade of streets and awards for
<br />severance damages.
<br />
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the
<br />"Trust Estate".
<br />
<br />For the Purpose of Securing:
<br />
<br />A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and
<br />
<br />B. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon at
<br />the rate of sixteen percent (16%) per annum.
<br />
<br />The indebtedness described in paragraphs A and B above is referred to as the "Indebt
<br />
<br />16- 3 1
<br />
<br />
<br />NIFA MRB/Form H
<br />(10/06)
<br />
<br />4827-8093-9776.8
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