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<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />
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<br />Words used in multiple scctions of this document are defined bclow nnd other words ure deJilwd in Scctions 3, II,
<br />13, 18,20 and 21. Ccrtnin rules regarding the usagc oFwords used in this document arc also provided in Section 16.
<br />
<br />(A) "Security Instl'lllllcnt" means this document, which is dnted Ml1r.~~26~.I._ ~_~.._, 200~,
<br />together with all Ridcrs to this document.
<br />(B) "Bormwer" is _~esll~.Q:....\V_estover a/kin Leslie Dean Wes~!lV~~nd Tere~!!~l"'y. ~~stove!:,_husband
<br />and wife
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Lincoln Federal Savings Bank
<br />Lender is a Corporation organized and existing under the laws of The United States of
<br />America . Lender's address is 1tol N Street Lincoln, NE 68508
<br />
<br />. Lender is the
<br />
<br />beneficiary under this Security Instrument.
<br />(D) "Trustee" is !--incoln Federal Savings Bank 1101 N Street Lincoln, NE 68508
<br />
<br />(E) "Note" means the promissory note signed by Borrower and dated March 26th
<br />Note states that Borrower owes Lender One Hundred Twentv Six Thousand and OO/toO
<br />. Dollars (U.S. $126.000.00 ) plus interest. Borrower has
<br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />April!, 2037
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, !lny prepayment charges and late charges due
<br />under the Note, and all sums duc under this Security Instrument, plull interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The lollowing Riders are
<br />to be executed by Borrower [chcck box as applicable]:
<br />
<br />D Adjustable Rate Ridcr D Condominium Rider
<br />D Balloon Rider D Planned Unit Developmcllt Rider
<br />D 1-4 Family Rider D Biweekly Payment Rider
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have thc effect of law) as well as all applicablc linal, non-nppoalable judicial
<br />opinions.
<br />(J) "Community Association Ilues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(K) "Electronic Funds Transfer" means any transfer offunds, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5)lbr: (i) damage to, or
<br />destruction ot: the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgl1ge Inslll'ance" mcans insurance protecting Lender agninst the nonpayment of, or de fi\ll It on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amoLlnt due lor (i) principal and interest undcr the Note,
<br />plus (ii) any amounts under Section 3 ofthis Security InstrLIIllent.
<br />NEllIHSI<'\--Sillglc Flllllily--lillllnie Mae/Freddie Mile t INIliOltM 'NST'UI~1I<;N'l'
<br />I 721.lCV n/OIl) 111.2112
<br />
<br />(-1~ Sif4 S-3
<br />
<br />, 2007 . The
<br />
<br />D
<br />D
<br />
<br />Second Ilome Rider
<br />Other(s) [specifY]
<br />
<br />Furm 302M 1/0 I (()(IRe I (if 8 pages)
<br />Crelltlve Thlnkln~, Inc.
<br />
<br />}J)J
<br />
<br />iJuJ
<br />
<br />GOTO(OOOba 713)
<br />
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