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<br />200702477 <br /> <br /> <br />10 <br />m <br />-n <br />C' <br />(lw~ 0/ <br />J: ....en,.'.:. <br />'n...; tJ <br />N <br />~ <br /> <br />Prc:ra ('tel BGI: <br />After Recerdiftg Rdulll TO: <br />MIDCONTINENT FINANCIAL CENTER INC <br />3610 BUTTONWOOD DRIVE SUITE 300 <br />COLUMBIA, MISSOURI 65201 <br />Loan Number: 4000370678 <br />Wlollil\l.RECeflBCD RETl:IRN TO: <br />Old Rp.publi~ TiYJ. <br />--c <br /> <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />MIN: 1003164-0000012614-3 <br /> <br />DEFINITIONS <br /> <br />o <br /> <br />g- <br />':*"......> I <br />~;~ () U) c::::) <br />, --.3 04 . <br />"..( C 1> <br />';',' =3 z 4 "" <br />~~~tbpC~~.'EN!~ <br />~ \.~ ~UMBERc>g <br />~ tC~N~LLEQi <br />o J."'"...c: <br />i;i -Ul~ -.J ~ <br />Ul <br /> <br />1U-f~ <br />RETuRN TO <br />DR' Title & Escrow <br />J2720IStreet, Suite 100 <br />Omaha, NE 68137 <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3. 11, <br />13. 18. 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document. which is dated FEBRUARY 9, 2007 <br />with all Riders to this document. <br />(B) "Borrower" is DEANNA KROLIKOWSKI AND JEROME A. KROLIKOWSKI <br />!IU C DA.B D AN D ~iII FE <br />WlftP-Nt) H\JSi~ANO <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MIDCONTINENT FINANCIAL CENTER INC <br /> <br />, together <br /> <br />Lender is a CORPORATION <br />and existing under the laws of MIS SOU R I <br />Lender's address is 3610 BUTTONWOOD DRIVE SUITE 300, COLUMBIA, <br />MISSOURI 65201 <br /> <br />organized <br /> <br />(D) "Trustee" is JOHN SCHULTE <br />3610 BUTTONWOOD DRIVE SUITE 300, COLUMBIA, MISSOURI 65201 <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems. Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />ofP.D. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated FEBRUARY 9, 2007 <br />The Note states that Borrower owes Lender TWO HUNDRED FOURTEEN THOUSAND AND <br />00/100 Dollars (U.S. $ 214, 000 .00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />MARCH 1, 2037 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />D Dther(s) [specify] <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 (02/01/07) Page 1 of 11 <br /> <br />DocMagic ~ 800.649-1362 <br />www.docmagic.com <br /> <br />Nc3028,mzd <br />