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<br />200702382 <br /> <br />Deed of Trust, continued <br /> <br />cffiibank$ <br /> <br />10. Successors and Assil!ns Bound: Joint and Several Liabilitv: Captions. The covenants and agreements <br />herein contained shall bind, and the rights hereunder shall inure to, Your and Our respective successors and assigns, <br />subject to the provisions of Paragraph 13 hereof. All Your covenants and agreements shall be joint and several. The <br />captions and headings of the paragraphs of this Deed of Trust are for convenience only and are not to be used to <br />interpret or define the provisions hereof. <br /> <br />11. Notices. Except for any notice required under applicable law to be given in another manner, (a) any notice to <br />You provided for in this Deed of Trust shall be given by personal delivery or by mailing such notice by first-class <br />postage paid, addressed to You at the address of the Property shown at the beginning of this Deed of Trust or at such <br />other address as You may designate by notice to Us as provided herein, and (b) any notice to Us shall be given by <br />personal delivery or by mailing such notice by certified mail, return receipt requested, to Our address stated herein <br />or to such other address as We may designate by notice to You as provided herein. <br /> <br />12. Severabilitv. If any term of this Deed of Trust is found to be unenforceable, all other provisions will remain in <br />full force. <br /> <br />13. Due on Transfer Provision - Transfer of the Property. If all or any part of the Property or any interest in it is <br />sold or transferred (or if a beneficial interest in You is sold or transferred and You are not a natural person) without <br />Our prior written consent, We may, at Our option, require immediate payment in full of all sums secured by this <br />Deed of Trust. However, We shall not exercise this option if the exercise is prohibited by applicable law as of the <br />date of this Deed of Trust. If We exercise this option, We shall give You notice ofacceleration. The notice shall <br />provide a period of not less than 30 days from the date the notice is delivered or mailed within which all sums <br />secured by this Deed of Trust must be paid. If these sums are not paid prior to the expiration of this period, We may <br />invoke any remedies permitted by this Deed of Trust without further notice or demand on You. <br /> <br />14. Default. If You breach any term in this Deed of Trust, or if Borrower fails to perform any obligation under the <br />Agreement, We may, at Our option, declare all sums secured by this Deed of Trust to be immediately due and <br />payable without further demand and may invoke the power of sale under this Deed of Trust and any other remedies <br />permitted by law. The power of sale conferred by this Deed of Trust is not an exclusive remedy. We may cause this <br />Deed of Trust to be foreclosed as a mortgage. We may collect from You all reasonable costs incurred in enforcing <br />the terms of this Deed of Trust, including attorneys' fees and allocated costs of Our salaried employees. <br /> <br />15. Assil!nment of Rents. As additional security hereunder, You hereby assign to Us the rents of the Property; <br />provided, however, that You shall have, prior to acceleration under Paragraph 14 hereof or abandonment of the <br />Property, the right to collect and retain such rents as they become due and payable. <br /> <br />16. Future Loan Advances. Upon Your request, We at Our option may make Future Loan Advances to You or <br />Borrower. Such Future Loan Advances, with interest thereon, shall be secured by this Deed of Trust when <br />evidenced by a promissory note or agreement stating that said note or agreement is so secured. <br /> <br />17. Release. Upon payment of all sums secured by this Deed of Trust and any applicable Early Closure Release <br />Fee or other fees due Us and upon (a) expiration of the Agreement or (b) Your request, We shall release this Deed of <br />Trust and You shall pay all costs of recordation, if any. <br /> <br />18. Appointment of Receiver: Lender in Possession. Upon acceleration under this Deed of Trust or abandonment <br />of the Property, We shall be entitled to have a receiver appointed by a court to enter upon, take possession of, and <br />manage the Property and collect the rents of the Property including those past due. All rents collected by the <br />receiver shall be applied first to payment of the costs of management of the Property and collection of rents, <br />including but not limited to, receiver's fees and premiums on the receiver's bonds and reasonable attorneys' fees and <br />then to the sums secured by this Deed of Trust. The receiver shall be liable to account only for those rents actually <br />received. <br /> <br />CFX-H-SI-703-NE <br />ZNAMENACEK <br /> <br />6 KdCX OF 9 <br /> <br />Revised 00/27/2006 <br />ACAPS; 107011201012000 <br />