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<br />., I <br /> <br />200702306 <br /> <br />action to assert the non..existence of a default or any other defense of Borrower to acceleration and sale. If the <br />default Is not cured on or before the date specified in the notice, Lender at its option may require immediate <br />payment in full of all sums secured by this Security Instrument without further demand and may invoke the power <br />of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses <br />incurred in pursuing the remedies provided In this Section 22, including, but not limited to, reasonable attorneys' <br />fees and costs of title evidence. <br /> <br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the <br />Property Is located and shall mail copies of such notice in the manner prescribed by Applicable Law to Borrower <br />and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, Trustee shall <br />give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, without <br />demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and <br />under the terms designated in the notice of sale in one or more parcels and In any order Trustee determines. <br />Trustee may postpone sale of all or any parcel of the Property by public announcement at the time and place and <br />under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. <br />Trustee may postpone sale of all or any parcel of the Property by public announcement at the time and place of <br />any previously scheduled sale. Lender or its designee may purchase the Property at any sale. <br /> <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the trust of the statements made <br />therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of <br />exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and <br />reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; <br />and (c) any excess to the person or persons legally entitled to it. <br /> <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument <br />to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or <br />persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if <br />the fee is paid to a third party (suoh as the Trustee) for servioes rendered and the oharging of the fee IS permitted under Applioable <br />Law. <br /> <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any <br />Trustee appointed hereunder by an instrument recorded in the county in whioh this Security Instrument is reoorded. Without <br />conveyance of the Property, the suooessor trustee shall sucoeed to all the title, power and duties conferred upon Trustee herein and <br />by Applioable Law. <br /> <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br /> <br />ERIC R SHUMAN <br /> <br />7 wer accepts and agrees to the terms and covenants contained in this Seourity Instrument and in <br />. corded with it. (7) r;) <br /> <br />(Seal) '- ~k-a:c- ~~ (Seal) <br />-Borrower R E BEe C A A R U S S -Borrower <br /> <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />COUNTY OF <br /> <br />[Space Below This Line For Acknowledgment] <br /> <br />Pe (l~YVC~1 (;'-1) . <br />LCA.^J {." J", ---- ) SS. <br />__ --\.-J'-f\/ ) <br /> <br />STATE OF <br /> <br />I tJ)cJ..~,d/cti /l1 /J fl cfa) a Notary Public in and for said county and state, do hereby certify that <br />',- . REBECCA A RUSS. WIFE OF ERIC R SHUMAN <br />- --- <br />_ . personally appeared before me and is (are) <br />known to me to be the person(s) who, beIng informed of the contents of the foregoing instrument have executed same, and <br />acknowledged said instrument to be his, her or their, free and voluntary act and deed and that he, she or they executed said <br />instrument for the purposes and uses therein set forth. <br /> <br />Witness my hand and official seal this 4 ~ <br /> <br />da<~~cIlJ <br /> <br />(~eal) <br /> <br />y omm ss CNb ~r!&il <br />Nioholas M. Andes, Notary Public <br />Ephrata Boro. Lancaster County <br />My Commission Expires Apr. 2, 2007 <br /> <br />Member, PennsylvanIa AssocIatIon of Notaries <br /> <br />, <br />. <br /> <br />\ .' <br /> <br />NEBRASKA-Sll1llle Famlly-Fannl. Mlle!Freddie Mac UNIFORM STATEMENT <br />3028 NE COT 01101 PG7 <br /> <br />". '/.., <br />Form 3028 1101 (piIp; 7'of7 p.,ges) <br />. ,; <br />