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<br />~ <br />m <br />"TI <br />C <br />() Z <br />:t:OO <br />'11 )> ~) <br />n C'A <br />.~ :J: <br /> <br /> <br />n ~ <br />:r: <br />m en <br />n :c ~ <br />;Il\ .-.'.......::t ~\ <br /> e.~:..:J- (") UJ <br /> .0:'..:::::'> 0 <br /> '""1.",.1 --.3 0-.4 <br /> c: l> N f'v.- ~ <br /> ".-...... ....~ ::3 z -J <br /> ':'I " <br /> ~I S = -1m 0 <br /> fT1 It- = -<0 ~I <br /> ~~) "-- <br /> "~ r-v 0" c:::l <br /> 0..... N "z <br /> -., -:J - <br /> ?j- :::r:: rn ::J <br /> 0 p GJ 0 ~ <br /> fT1 ~, " -" <br /> rr1 t ::3 I ;0 N <br /> 0 .P <br /> CJl (f) f'0 ! <br /> ~ c...J :;><; <br /> l> W <br /> ....c. --- --- <br /> CO (fJ ....... ~ <br /> (fJ <br /> <br />I'-' <br />S <br />S <br />-..J <br />S <br />I'-' <br />I'-' <br />W <br />-->. <br /> <br />ter Recording Return To: <br />HBRITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 07-046640 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />"'\S... ' <br />\ , \\ <br />. " <br /> <br />DEFINITIONS <br /> <br />(;--"" <br />. . c' <br /> <br />(' .. <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated MARCH 8, 2007 , together <br />with all Riders to this document. <br />(B) "Borrower" is ROBERT STRETCH AND CARISSA STRETCH HUSBAND AND <br />WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRAS KA <br />Lender's address is 1333 N v-JEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK 1235 "N" STREET LINCOLN NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated MARCH 8 I 2007 <br />The Note states that Borrower owes Lender SEVENTY -TWO THOUSAND AND 00/100 <br />Dollars (U. S. $ 72, 0 0 0 . 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than APRIL 1, 2037 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family"-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 (12/01/06) Page 1 of 11 <br /> <br />DocMagic ~ 800-649-1362 <br />www.docmagic.com <br /> <br />;2-7 <br /> <br />c~ <br /> <br />Nd028.dol <br /> <br />11111111111111111111111111111I1111111111111111111111111111111 <br />