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200702228 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider Oxecuted by Borrower and recorded with it, <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />00008250189406 <br />".S....,,.. (Seal) <br />CHRISTnM S. BEMUMDS - Borrower <br />ALLY L - Borrower <br />—(Sed) <br />- Borrower <br />(Seal) <br />- Borrower <br />_. (Seel) <br />- Borrower <br />4W(NE) (000spf Page 14 of 16 Farm 3028 1101 <br />