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Q~ men o:r ~ f\.) <$I <$I ""..J <$I f\.) ...... w ...... n ~~ Ocn ~:c Itt-l &t" : JA J1 /e WHEN RECORDED MAil TO: Five Points Bank West Branch 2009 N. Diers Ave. Grand Island. NE 68803 MODIFICATION OF DEED OF TRUST ~ t cr; c:> ~ .~< ):> N -1 rT1 0 [ c, c:> " :;~ -.J G: -'- nl )> crJ c:> - ::s r :;rJ N ~ r )> (f) ......... :;><; )> w i .................... (f) ~ (f) ~ ::D ::3 ......... <:::) ......... -.J FOR RECORDER'S USE ONLY o ".0 THIS MODIFICATION OF DEED OF TRUST dated March 13, 2007, is made and executed between TERRY A SMITH and MARY C SMITH; Husband and Wife ("Trustor") and Five Points Bank, whose address is West Branch, 2009 N. Diers Ave., Grand Island, NE 68803 ("lender"). DEED OF TRUST. lender and Trustor have entered into a Deed of Trust dated May 10. 2002 (the "Deed of Trust") which has been recorded in HALL County, State of Nebraska, as follows: Recorded May 17, 2002, in the office of the Register of Deeds, Hall County, as Instrument No. 0200205296. REAL PROPERTY DESCRIPTION. Tha Deed of Trust covars the following described real property located in HALL County. State of Nebraska: The South Forty-Six (46') of lot Eight (8) and the North Fourteen Feet (N14') of Lot Nine (9). Block Sixteen (16). in Wast View Addition to the City of Grand Island, Hall County, Nebraska The Real Property or its address is commonly known as 629 N HOWARD AVE. GRAND ISLAND, NE 68803-3524. MODIFICATION. lender and Trustor hereby modify the Deed of Trust as follows: Rate Increase to 8.25%, and Principal Increase to $9,600.00. CONTINUING VALIDITY. Except as expressly modified above, the tarms of the original Deed of Trust shall remain unchanged and in full force and effect. Consent by lender to this Modification does not waive Lender's right to require strict performance of the Deed of Trust as changed above nor obligate lender to make any future modifications. Nothing in this Modification shall constitute a satisfaction of the promissory note or other credit agreement secured by the Deed of Trust (the "Nota"). It is the intention of lender to retain as liable all parties to the Deed of Trust and all partias, makers and endorsers to the Note, including accommodation parties, unless a party is exprnssly released by lender in writing. Any maker or endorser, including accommodation makers, shall not be released by virtue of this Modification. If any person who signed the original Deed of Trust does not sign this Modification, then all persons signing below acknowledge that this Modification is given conditionally, based on the representation to lender that the non-signing person consents to the changes and provisions of this Modification or otherwise will not be released by it. This waiver applies not only to any initial extension or modification. but also to all such subsequent actions. TRUSTOR ACKNOWLEDGES HAVING READ All THE PROVISIONS OF THIS MODIFICATION OF DEED OF TRUST AND TRUSTOR AGREES TO ITS TERMS. THIS MODIFICATION OF DEED OF TRUST IS DATED MARCH 13,2007. :RUiiiO, .~ TERRY~t . X .... .trki.l,fjQ,.e~~l6:,q~ MARY C SMrrtJ