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<br />'. ' <br /> <br />200701919 <br /> <br />SECOND HOME RIDER <br /> <br />THIS SECOND HOME RIDER is made this 12th day of March , 2007 , <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security <br />Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower," whether there are one <br />or more persons undersigned) to secure Borrower's NotetoCORNHUSKER BANK <br />(the "Lender") of the same date and <br />covering the Property described in the Security Instrument (the "Property"), which is located at: <br /> <br />123 N LOCUST STREET #406 GRAND ISLAND, NE 68801-6069 <br />[Property Address] <br /> <br />ill addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further <br />covenant and agree that Sections 6 and 8 ofthe Security Instrument are deleted and are replaced by the following: <br />6. Occupancy. Borrower shall occupy, and shall only use, the Property as Borrower's second <br />home. Borrower shall keep the Property available for Borrower's exclusive use and enjoyment at <br />all times, and shall not subject the Property to any timesharing or other shared ownership <br />arrangement or to any rental pool or agreement that requires Borrower either to rent the Property <br />or give a management firm or any other person any control over the occupancy or use of the <br />Property. <br />8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application <br />process, Borrower or any persons or entities acting at the direction of Borrower or with <br />Borrower's knowledge or con~ent gave materially false, misleading, or inaccurate information or <br />statements to Lender (or failed to provide Lender with material information) in connection with <br />the Loan. Material representations include, but are not limited to, representations concerning <br />Borrower's occupancy of the Property as Borrower's second home. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Second Home <br />Rider. <br /> <br />~~ <br />Borrower ROY N~ <br /> <br />(Seal) <br /> <br />\ ,,\h ~ '^\'~.~ <br />Borrower CELESTE K JOHN SO <br /> <br />(Seal) <br /> <br />.... <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />MULTISTATE SECOND HOME RIDER-Single Family-Fannie MaeIFreddie Mac UNIFORM INSTRUMENT Form 3890 1/01 <br />9903.CV (12/05) RL7278 (page 1 of 1 page) <br />Creative Thinking. Inc. <br /> <br />GOTO(000Sb2e5) <br />