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<br />200701902 <br /> <br />IXI B. FUNDS FOR TAXES AND INSURANCE <br />Uniform Covenant 3 of the Security Instrument is waived by Lender. <br /> <br />BY SIGNING BELOW, Borrower accepts imd agrees to the terms and covenants contained <br />in this Payment Rider. <br /> <br /> <br />1/ .........................,...............,....... (Seal) <br />CRAIG M~ MCIN:YRE ~__~Borrower <br /> <br />~../;?~ii~;,~S;:~J <br /> <br />Bankers Systems, Inc., St. Cloud, MN Form MPFR-PR 6/15/2004 <br /> <br />(page 2 of 2 pages) <br />