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<br />" <br /> <br />200701873 <br /> <br />If Lender exercises the option to require immediate payment in full. Lender shall <br />give Borrower notice of acceleration. The notice shall provide a period of not less <br />than 30 days from the date the notice is given in accordance wit h Section 15 within <br />whic h Borrowe r must pay all sums secured by this Security Instrument. If Borrowe r <br />fails to pay these sums prior to the expiration of this period, Lender may invoke any <br />remedies permitted by this Security Instrument wit hout further notice or demand on <br />Borrowe r. <br /> <br />BY SIGNING BELOW, Borrowe r accepts and agrees to the terms and covenants contained <br />in this Ad' Ie Rate Rider. <br /> <br /> <br />(Seal) <br />-Borrowe r <br /> <br />Richard L. Bourland, II <br /> <br />(Seal) <br />-Borrowe r <br /> <br />(Seal) <br />-Borrowe r <br /> <br />(Seal) <br />-Borrowe r <br /> <br />(Seal) <br />-Borrowe r <br /> <br />(Seal) <br />~Borrowe r <br /> <br />(Seal) <br />-Borrowe r <br /> <br />1011994265 <br /> <br />.-838R (040 2) <br /><!> <br /> <br />Page 3 of 3 <br /> <br />Fonn 3138 1/01 <br />