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<br />[Spice Above This Une For RecordIng Dala]
<br />
<br />DEED OF TRUST
<br />
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<br />THIS DEED OF TRUST ("Security Instrument") is made on November 3,
<br />,.. 1988 . The truslor is Robert A, Hays and Rita L. Hays, each in his and her own right,
<br />> and as spouse of each other, ("Borrower"). The trustee is Earl D, Ahlschwede
<br />. ("Trustee"), The beneficiary is
<br />(Q The Equitable Building and Loan Association, , which is o!:8anized and existing
<br />~ under the laws of the State of Nebraska ,and whose address is 113-115 North Locust
<br />~ Grand Island, Nebraska, 68801 ("Lender").
<br />!:l Borrower owes Lenderthe principal sum of Thirty Thousand and no/l00 _nn___n__n___________
<br />----------------------------Dollars (U.S. $ 301000.00 ). This debt is evidenced by Borrower's note
<br />dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt. if not
<br />paid earlier, due and payable on December 1 r 2003
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications: (b) the payment or all other sums, with interest, advanced under paragraph 7 lO
<br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenanls and agreements. For this
<br />purpose, Borrower irrevocably grants Bnd conveys to Trustee, in trust, with power of sale, the following described property
<br />
<br />located in Hall County, Nebraska:
<br />
<br />Lot Thirteen (13), Western Heights Subdivision, Hall County, Nebraska
<br />
<br />which has the address of
<br />
<br />4311 Lariat Lane
<br />{Street]
<br />
<br />Grand Island
<br />(Cltyl
<br />
<br />Nebraska
<br />
<br />68803
<br />[lip Code]
<br />
<br />("Property Address");
<br />
<br />TOOETHER WITH alJ the improvements now or hereafter erected on the propeny, and all easements, rights,
<br />appunenances, rents, royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or
<br />hereafter a pan orlhe property. All replacements and additions shall also be covered by this Security Instrument, All of the
<br />foregoing is referred to in this Security Instrument as the "Property,"
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the righl to grant
<br />and COOVe:)' the Propeny and that the Property is unencumbered, except fer encumbrances of record, Borrower warrants
<br />, and will defend generally the title to the Propeny against all claims and demands, subject to nny encumbrances of record,
<br />
<br />THIs SECURtTY INSTRUMEJ\oi combines unifonn covenants for national use nnd non-uniform cm'cnnnts with
<br />limited variations by jurisdiction loconslitule 11 unironn security instrument co\'erin~ real properl)-',
<br />
<br />NEBRASKA-Single Fllm,I.,-fNMA/FHLMC UNIFORM INSTIlUMENT
<br />
<br />Form 3028 12/83
<br />
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<br />"..-oD-I53.n~ ....,....... . ',\. '...,,,, , .00.35.....'
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