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<br />10. 8orTowM' Not ~; ForbNrance By Lender Not . Walllft". Extension of lhlllime 10f payment Of modlllcatlon 01 amorUzalion 01 the sums aeeured bV this Security Instrument <br />granlltd by Lender to any successor In (nlerest 01 Borrcwor $I1all nol operate 10 release thellabilltv 01 the original Borrower or BOrfOW'llr's SUCl:8SSOr5 In Inletest. Lender shall nol be required <br />to commence proc"edl~~~t~c:ee~r 'n !nleras! or relU51110 extend lime lor payment or olhoIWlSe modIfy amorUzallon ollhe sums secured by thin Securily Instrument by reason <br />~~:::o7:~ :;~l~;{.....~.~r ~ ~r's successors In interest Any IOfbearanco by Lend"r tn eu"c15lng any right or ",medII ahall nol be a waiver pi or Pf8CI~d9 lhe <br />1,. SUccnRl'lllnd .....tgn. Bound: JOlnl.nct~ral Lllblllty: Co-lignen. The covonanls and agreements 01 this Security Instrumenl shall bind and benefillhe successors and <br />assignsol Lender ancI Borrower, 5ubtec1lulhe provision!! 01 paragraph 17. BolTOW8r's covensnls and agreements shall be j01nl and several. Any Borrower who co,slgns Ihls Security lnslrument <br />bul does nol execule Ihe Note: (a) IS co-slgnillQ this Seeunty Instrument only to mor1gage, grant and convey Ihat Borrower's tnterelltln the Property undor the lerms olthts Secunly Instrument: <br />(blIS nol personally obligalea 10 pay thO sums Ill1CUntd by this Security Instrument; and (c) agrees Ihat Lender and any olher Borrower may 8911111 10 ,nctend, modify, lorbaar or mllke any <br />accommodatiOns wllh regard to L'llllermS of this Secunty fnstrument or the Nole wilhoutlhat Borrower's consent <br />12. l.OM ChargeL If the loan secured by this Securlly Instrument is subject to a law which !lets maxImum loan charges. and that law Is IInally Interpl1lled so that the Intel1lst or other loan <br />charges collected or 10 be collected tn connection with the loan exceed Ihe permitted limits, then: (sl any such loan charge shall be reduced by the amount necessary to reduce Ihe charge <br />.-Iro the permitted limit; and (bl any sums already collected lrom Borrower which exceeded permitted limits will be refunded 10 Borrower, !.ender may choose to make Ihla refund by reducing <br />GD:="'~ Note~ under Ihl!I Note.or by making a dlrect payment to Borrower, If a I1lfund redUOllS principal, the reduction will be Imated as a partial prepayment wlthoul any prepayment charge <br />crJ 13. ~ Atfecttng LerKJar'. Rights. lIenac:tment or expirallon 01 applicable lawu has the elfecl 01 renderillQ any provision of the Note or Ihls Securily Instrument unenforceable <br />It):''''8~his~, t:.e~~~I: ~u::=I~~n= :I~~m: :::~:~~ ~ecurlty Instrument and mB)' Invoke any remedlea permitted by paragraph 19. <br />o 14. NotIcn. Any noUOll to Borrower provided lor In this Security Instrument shall be given by delivering It or by mailing II by firsl dass mall unless applicable IIIW' requires use of anoltler <br />....re~~=:::,d~':rltda:~~P=:ld:~~~r~t:r~~noc::=~::\~et~~=~~~s~~t:~~s~~~~ ~:::~~~hnae:=~=:t:I:~~r~~ <br />Lender when given as provided In this paranraph. <br />I 15. Oo\wnlng Law; s.v.r.blUty. this Security Inslnllnent shaD be governed oy 'ederallaw ami the law of tho jurisdiction In which the Property is located. In the IIVIIntlhal any proviSIOn <br />Of clause of this Security Instrument Of the Nole conlllcls with appllcabla law, such oonmct shall not affect other provisions clthiS Security Instrumenl or the Note which can be given effect <br />~ltIOI.I1the <<Inflicting pl'OV1IIon, To It'll, end the plOVia1on$ 01 this Security Instrument and th~ Note are declared to be severable. <br />IXt ~~ ~:~;=~":~.:.~~rro:: :tf~~::~fl= ~~I~~~~~restjn iI is sold or translerred lor it a benellcial interest in Borrower is sold <br />or lransfened and Bonower 15 nol a natural person) without lender's prior wrihen consent, lender may. at lis oplion, require immedlale paymenlln full of all sums secured by this Security <br />Instrument However, Ihis option shall not be exercised by Lender ifellercise is prohibited by federal law as ollhe date of this Secunly Instrument. <br />If Lender ellercises this option, Lender shall give Borrower notice of acceleration. The nollce shall provida a paned 01 nolle55 Ihan 30 days from Ihe date the notIce is delivered ;:Ir mailed <br />within whiCh Borrower must pay all sums secured by this Secunty Instrument. ll80rrower lailato pay these sums prior to the ellplrallCln of this ptnod, Lendermay Invoke any remedies permitted <br />by this Securtty Instrument without further notice or demand on Borrower. <br />18. 1IonoINr'. Right to Relnatata. If Borrower meets cer1ain oonditions, Borrower shall haw the right to hlMlenlorcement of this Security Instrument discontinued al any time prior to <br />the earlier of: (a) 5 days (Of such other period as applicable law may specify lor reinstatement) before sale ollhe Property pursuant to any power 01 sale oontalned In this Security Instrument: <br />or (b) entry olllludgment enforDng this Security Instrument Those condlllons are thai Borrower: (a) pays Lender all sums which then would be due under this Security Instrumant and.the <br />Nole had no ac:caIefatJon oa:urred; lb} am!s any delault or any other CCMmants or agreements; lc) pays all expenses Incurred In enlOl'Clng this Secunty Inslrument. Including, bul not Unutl!d <br />to. reuonabIt lIIIomeys' fees; and (dl takes such action ~ Lender mB)' reasonably require to assure Ihatthe lien 01 this Security Instrument, t.enclar's rights in the Property and Borrower's <br />obliga1lon to pay tha sums:seaJl'l!lld by thIS Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Secunty Instrument and the obligations secured hereby shall <br />remllin fully etfllclive as If no acceleration had ocemed. Howevar,lhis right to reinstale shall not apply In the case 01 ac:ceIerallon under paragraphs 13 or 17. <br />NON-UNIFORM COVENANTS. Borrower and Lender lurther cownant and agree as follows: <br />151. Accatemton: Ramtd.... Lender ....llg_ noti~ to BDI'1'OftI' prior 10 acceterrion 'ollowlng Bonvwer'a brHch of any cownanl or agreement In thl. Security Instrument <br />(but not prior to accer.r.tlon under paqg,..pha13 and 17 unlns appllcabla 1_ provldU otherwl..). 1M nDUell ahIIl! apKlfy: (.) the dlfautl; (b) the action l"Iqulred 10 cure the <br />dIfMI1t; (c) a date. not .... Ihan 30 ct.y. horn the dale 1M mrtlca I. glwn to Borrower, bV which U. default must be CUM; and (d) that ,.uLl.. to cure 1M deIIILllt on or befo.. <br />the d8t8 apKIfiMIln the notice may ftlaLltlln ac:caI4ntIon of IhII awn. aacLlNel by thll SKurtty Irmrument and.... oJ U. PropM1y. ThII ncrtk>> .MII further Inform Borrower or <br />the right 10 relnetM1 an. ~ and the right 10 bring. cour1 KtIon to....rt lb. non-ul.~ of. dlfnlt or.ny otMr dem1.. of Borrower to accel.mJan and..... Ir <br />tho cWautll. not cuNeI on or batoN the daM apedfted In the noUce, LHder allm opIIon rMY l"IqUl..lmmedlabl ~ In full of all .UmII ue&nd by !hI. Stcurtty Inmument <br />wtIhout furttwdllmand and l11IY In.. the ~ oi..~ IIIId any oIher ..rMdlH permlttM by appllea.b'-In. Under....O be lIflItta.d to coUectaD IXpen..1nct1rrMt In purIUIng <br />1M NtMdla provided In thl, plragrtph 1D, Including, toul nolllmiled 10, ..uonable anorr-.ya' ran Imd ~ta of lme mdlnCII. <br />II the power of ..Ie 1I1nvoQd, 'DuatM shall NCOI'd. notlCII of dIII.LlIt In each county In which MY part 01 tha Property II located and ahaIl maU cop'" at such notice In the <br />rMnner prncribecl by appIlcab" law to eorrow.r IInd to 1M olbar J*WOna prncrlbad by applicable law, Abr U. tlrM NelLlI,... by appUcable law, TruatM .haJl g/wI public noIIce <br />of.... to tha,.....o'" IInd In Iha manner prncrlbed by ~0cab"1aw. TruatH, w11hout dlmand on Borrower, ahall MIl U. PropIrty" pLlblk: auction to 1M hlghlst bkIder.t thIi <br />UIM and p~ and under U. t.nna de&lgnalad In tha noU~ of ..Ie In ona or mOr'll pan>>1Il II1KI In any order lhaa.... diItMmlnea. nu.... may postpone.... of all or any parcel <br />of the Ptoparty by pubUc announcement .. 1M UIM and pIKa of any prwIouaty acMduled Ale. Lender or U. dnJg..- may purchue thII Property u any ..... <br />Upon NCeIpt of ~ or IhIi 'prtCII bid, nualH wll dIIIlftI'to tha purcttaHr IN.... deed conwylng the Prot*tv. n. NCttII. In tile 'ftvatM'. deed ahaJl be prim. raele <br />avldencre of U. truth of the AItamanta mada tMrwIn. nu.... aha!1 appfytha~. at 1.. ....In tha follDwlng order: Ca) 10 ..I..pan.. 01 U. a., Including, but not Ilmltlld <br />10, 'ftvatM'....... permltlacl by."plcable... and ~ 1IItorMy.' r.n; (b) toauAmII ucurMI by thll Security InatrurMnI: and (e) any Pcnll to U. J*W" or persona <br />I....Uy .mtUId to IL <br />;zo. Lender In PounaIon. Upon accelera1lOn under paragraph 19 or abandonmenl of the Property, Leodor (In peraon, by agfitt or by jUdlcially appointed raceivefl shall be entitled to <br />enter upon. lake poaaeaaion of and manage the Property and to collect the ren!li oJ the property including theM put due Any renlS collected by lender or the receiver shall be applied lirsl <br />lopaymentollhecosts of management of Ihe Property and oollectlon of rants, Including, but IlOllimited 10, receiver's fees, premiums on receiver's bonds and numonable anomeys'lees, and <br />lhen 10 the IUmB secured by this Securtly Instrument <br />21. RIIC:Ol1VrIIInca. Upon payment of allsuntS HCUrad by thiS Secunty Inatrumenl.l.8nder shall requesl Trustee to reconvey Ihe Proper1y and ahalllu~nd.r thIS Secunty Instrument and <br />aU notes evidencing debt Il!ICUred by lhiI Securtty I",trumanl to TrusteII!I, TrulteI shall mconvey the Property without wannty and without charge to the peBOn or peraons legally entitled to <br />II. Such peraon or persons shalt pay any recordallon costs. <br />zz. BuIi*ftute ltuIaIl. Lander, at ita optlon, may lrom Ume to lime remove TI\lSI8ll and appoint a successor trustee 10 any Trust_ appointed hereUnder by an instrument recorded In the <br />county In which this Securtly lnslrumenlls recorded. Without c:onvoyance ollhll Property, the succouor truslee shall succeect 10 allthlllitle, pQWIf end duties oonlemtd upon Trustee helllln <br />and by applicable law. <br />23. ~ for Notlcn. Borrower requests Ihal copies 01 the nollc:eli of defaull and sale be &enlto Borrower's address which IS lhe Property Addrwu. BoITOWl!lT lur1her requests Ihal <br />copin of the nolIc:es of default and sale be sent to each person who is a party hereto allhe addreSS ot such person SII!II forth hereIn. <br />24.. AI.... to thla Security InalrUrMnL If one or more riders are ellecuted by Borrawer and recorDecItogelher with this Sec:unty Instrument, thtt cownants and Bgtllllments 01 each sucn <br />rider shall be Incorporated into and shall amend and supplemont the covenants and agl1l8menls ollhis Security Instrumenl as illhe nder(s) were a par1 01 this Secunty instrument. jCheCk <br />appIicabIebox(es)) <br />o Adjustable Rate Alder 0 Condominium Rider 0 2-4 Family Rde, <br />o Graduated Payment Rkler 0 Planned Unci Development Rioer <br />0""'"'('"_1 <br />BY ~lm~ING BELOW, Borrower accepts and agrees to the terms and covenants contained In IhlS Secunly Inslrument and in any nder{sl executed by Bonower and recorded WIth II. <br /> <br />,- -f--. <br />.J l.o.. <br /> <br />r <br /> <br />I: '(.- <br />-'ll'l,.'rf <br /> <br />(Seal) <br />-""""",, <br /> <br />~I <br />r r <br /> <br />/, , <br />/ <br /> <br />lSeal) <br />-Borrower <br /> <br />[Space Below Thla Un" For Acknowledgment} <br /> <br />SIBle 01 Nebra5kB I <br />Counlyol, Ha 11 : <br />On"'~~dayDI November <br />.....,.,.ny_ Steven C. Avila <br /> <br />, 19~, before me, a Notary Public In the Stale 01 N E <br />and Cindy J. Avila- husband and wife <br /> <br />to me personally knoWn to be IhP person(sl named in and who eXllCUted the foregoing Inlltrument and adu10Wledged that <br />voluntary BCI and deed. <br /> <br />executed the same as <br /> <br />My Commission Expires' <br /> <br />. a G G'ENEIlAlNOTARV.St"'eofNebr <br />.... JEANNE M. SCHROER <br />MvComm.Exp.J,1ln.29,1992 <br /> <br />NOTARY PUBLIC <br /> <br />Slate of Nebraska <br /> <br />I <br />I <br />-l <br /> <br />L <br /> <br />County ol: _ <br />On1t1il_. <br /> <br />~d-Vof_ <br /> <br />19 <br /> <br />_. balore me. a Notary Publil< in Ihe Stale of _ <br /> <br />personalty appeared_ <br /> <br />to 1M perSonasy known to b111h11 person(s) named In and who executed the foregOing cnstrument. arnlllcknowledged ttu'!l <br />...oIunlarylCtlanddMd <br />My Co-nmlS$lOll expIreS <br /> <br />e.eculed ll'le same as <br /> <br />NOTARY PUBLIC <br />