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<br />Il!llBANKS <br />.. <br /> <br />88- <br /> <br />105702 <br /> <br />Home Equity Line of <br />Credit Rider <br /> <br />LOT TWENTY ONE (21), IN BLOCK THREE (3), IN oLDE MILL SUBDIVISIoN <br />IN TIlE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br /> <br />(Opon end CredIt wlfh 0 fiKed raroxQ variable rate interest) <br /> <br />Th,s Home Equity Lme of CredIt Rldor IS dated 1 0,'1 ~I /88 and is an amendmont to rho Mortgage or Doed 01 Trust ("Mortgago") <br />01 the same darB given by the undersIgned f MBorrowo,U} to secure Borrower's Home Equity Line o( Credit Agreement with <br />IIOr:U[::;T II^tll~ t!Cr'r:ASt-:,"\ tl.^,T:(]r~-;L feeaer ,~TJa~' ("Londor") <br />of the same date covering the property doscribod in tho MortgCJgo and located at: <br /> <br />;:'iil.1,JiiJr,CCCOACII RlI <br /> <br />91":(11[1 ICLAN[' II~ <br /> <br />In addition to ttJe covenants and agreements made In tho Mortgage. Borrower and Lender further cqvenant Bnd agree as folfows: <br /> <br />The word "Note", as used In rho Mortgage and rhls Rider, refers fa the Home EqUity Line of Credit Agreement. <br /> <br />The Note eVidences an open end revolvmg Ime of credit agreemem between Borrower and Lender. The amount stated in tha Mortgage as <br />the principal sum 01 the Indebtedness IS the credit "mit for the line 01 credll. All advancas made at any time by Lander in accordance with <br />the terms of the Note. and all interest on the advances. shall be secured by the Mortgage. However, at no time shall the principal amount of <br />the mdebtedness secured by the Mortgage, not mcluding sums advanced in accordance with the mortgage to protect the security of the <br />Mortgage. exceed rhe staled credit limIt for the Ime of credit. <br /> <br />3. Tne Note prOVides lor: <br />o R fixed rate of interest expressed as a dally ponodlc rale of __0{1I rato. This corresponds to an annual percentage rate of _%. <br />'r~ a vanable rate of imerest expressed as a dally panedlc rate equal to 1/365 of an annual rafe of '2. 3S .\ % over the "lndoK Rate." The <br />dallyperiedlcrate-maYlncrease-d TII[ ~.: I :,'1 lr:L'~"l.Ir'Y <br /> <br />DILL f.'.IC ;:3Ti.lLISIlCEI .L.\:JI .\UClIOll A\TUCe I:~", ~.'I:[OU~IT ~.~';I~_;. I':oumu' TO Tile IICAF:CcT .1P"~)) <br /> <br />(Ihe "Index Rate") mcreases. ;rhe /nmal dally periodiC rate /s .~. This corresponds to an annual percentage rate of ~%. <br />The annual percentage rate Will never be more than .~%. The daily periodic rate wifl be adjusted on the last business day of every <br />month. using Ihe Index Rate If1 effect fhal day. An mcrease in the daily periodic rate may increase the monthly payment due. <br /> <br />~ LJ M:.I <br />501'0........'9'..,,,,,, '" ~ <br /> <br />~ ~~.o.",,~!!:a~1 <br /> <br />f tn. eli-I <br />/ <br /> <br />>* IF I CE!.SE TIJ ~E AN IIIf'LU\1 [.!1 'OU OR,'OUH AFI11:.-,T1, "'JU l.lll <br />TO 3.35. <br /> <br />'!.f.'F,;~:J ]H1 S NUM[lER <br /> <br />. OR IF 1 CEASE TG BC AN U1F'UIHT ['F YOU Ofi {OUR ".n !LJr.n:c'. <br /> <br />SUBSCRlBEO AND SWORN TO BEFORE ME THIS 19T <br /> <br /> <br />J;URAllllARY'51'~ 01 ~,hr"', I: <br />101m t BUESCHER <br />'" IIy eo.... [Jp.1if<. 2l1!111J <br />MY COMMISSION EXPIRES: 12/28/89 <br /> <br />filS 1!2'liI12-1/ol-Xl51- ,lODe "sea ...,m ''''' tn(J.'''.g. <br />