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<br />PREP" VMENT ANO ACCRUAl. OFTlIE "'INANCE CIIARGE: E\'en thnul-!h I do nlll hUlIe to puy mtlrt' thun Ihe regular ~cheLluled ITlIlOlhl)' pll)'lnCnl. J huve r~..: right
<br />tor.repa" the whole umuunlllwinp.III Vllll in full 111 an\' time ur in (l<!T1 fnmllime In lime. Irlhe.lenl1jn~ institutinn or blink Ihul huy!>. my cnntruel cllmpule~ the finunce churge
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<br />*~'el \\:nl~ ~nl~l:cfn C~~~~~i~i~ 11~I:l:tk~II~~kl~:~lh~r~~1~:U\~~~c~:(;~nndl~~ ~~~I ~~~I~ch:rJ~ krrufueLl~i~~~~~o al~~~.iTo~~i~f~rn~~~~~~:J~~~I"'I;I~11 ~lul?plri~I~1 ~~~~fi~
<br />mules bll~ed on the nli~UmrlJ{1n Ihnl )'OU will reCCl\'C each oflhe paymenb clellttl)' nn il!;due dUle; DlId J know Ihullhcre will be no refund if I prepay becuulie there is nothlns
<br />:~ ~~~~ ~nle~~llfg~~~~lr I~~i~'n~~~; c~[;:~~ 11~~~~~:)h~t:~~(1~~'~~I~~n~gd~~~~u~r~~~lt~; 1~~Il:C;~:~I~f~e~~~; :~3 ti~~ r::g~~II~f :h~b:I~~~nllJfi~:~~ ~~~he
<br />!iCheduled d4tes nn~m(1unl,; of my nlOnlhly payment und not on Ihe aClUal dates llnd am{)unt~ llf the prepuymcnl~ Ihal I proy 10 you. ( know I~UI II refund uf less thnn S I .00
<br />wlllnolbe_mndet. _
<br />IMPdR1.(Ni>~fICE ABOUT WARRANTIES:
<br />la) We .8 SELLER HEREBY DISCLAIM ALL WARRANTIES, FXPRESSED OR IMPLIED, OF MERCHANTA-
<br />BILIty AND FITNESS FOR A PARTICULAR PURPOSE Ot! ALL GOODS AND SERVICES UNLESS SELLER FUR-
<br />NISHES BUYER WITH A SEPARATE WRITTEN LIMiTED WARRANTY OR SERVICE CO"T,RACT MADE BY SELL.
<br />ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS"CON1RACT).
<br />tb) I have read. in delnil. the 'iCp'anJte "10- YEAR LIMITED WARRANTY" which. if made. llccUlnpnnies Ihis conlract. II explains Ihe condi~inn' and circumstances
<br />in w~u:h themanuiaclured produc!!. will be repaired nrrepluced. Zluke nmiceuf the limilnlionson IhewarrunlY. and I pllnicullltly recngnil''c Ihal any Implied wurrunly which
<br />llpphe!ro Illlhe~ornl!ro In.~l..onl)" a.., long u!oo Ihe wUTi'otnly tlT 'CT'\'lCC clmlrucl.
<br />Ie) I hllve read. in delail. .Ihe sepamle "LIMITED IN~I ALLATI~N WARRA~TY" which. if made. u~'Companies Ihis contrac': It C'lIpluins Ihe conditions and dr-
<br />cumstan~'eS in which Ihe inslallauun of Ihe !.Idint! Will ~ redone. I lake ""llI:C l)ftl1c llmllal1nn~ llO the wawd",Y. and I panll'ulurly recuglll7e Ihal any implied warranty which
<br />upplie510lhe inslnllalion lu~ls only 11' long u!oo the warranly or ~er.'l('e cnnlnh:1
<br />:~~~~~:R~~~f~~~~~~~ ~~~(~~~~~~'h~~I::'~~,lh~~~;c~lrN~~~:)~~Ca~~'~l~t~c:I;~~~~~,~. ~~~I~~~~~ ~1~~h~~,~~:~~~~'1~~\~~OI~~:T;)~~~~~~~~~:e~~hi~ ~::~~~~~~~~~~n:i~~
<br />after Ihe period of lime given 10 me. by law. m whkh 10 cancel. Aftcrlhllllegal perillli of Illlle. I knllw Ihatl have Ihe obligatIOn 10 pay ynu In full the umount owed.
<br />~~e~f8~:r~~: ~~I~~~~:~:fu~~y ~~~::~~~. ul~~~~~~d~Y~~e~a~~'~n~u~~~~ p~~~~'~ ~~ 1~'~~~;c~i~~~:~e~n~~1 ~~u:e ~~~~~e:l~~r. ~~~ Wl~~~i~~i~~~~:~;
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<br />a be!leficiary c1au'oC which 5lty~ Ihal you un: 10 be paid If lhere I~ a lo~~. The in~unUlce l;lImpan)' lIIU)t agree Ihal it wifl nnt cancS my policy withoul fint telling you. I uu-
<br />Ihllnl'.c= the in~urunce cnm~n)' tn pa)' you dlteClh' fur aO\' lm~. You can chlKI~e 1U lI:'oe Ih" lO~uruncc pa\'menl In either n:PDJ any nmounl~ I owe vnu nr to repair mr: house.
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<br />~I~~~~ ~~;t~I~I~[rf~::e i:~/I~~I~~ ~~u:::rC~~~~l~~lh~~u~;~~~I~~~~~'Y;~~~~~nh ~'PI'~~'~l~~:f7,~~~,n~~r 1~~~~:~~~I~~~s~:~t!ro f~~:~th~er. e2h~r;~~:fn~~i~:r:~tll~i~h;~
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<br />due. 4. I pmmi~e to Ilmely make ~II paymenb 110. my J,nor loam secured by.my reul e\tale, I also pmmi,c Ihull wI!1 ~{I1 cl,lend. renew orchunge prior loans withoul your
<br />\\oTlllen penm~~inn. 5, If I du nUl msure: my bou!'oC or rulI1l1 my I1lherllbh~ull~ln~ III my real e'tllle.lhcn YlIU can Lio II lor me If you wanllbul yuu do 001 have 10J. (fyo\! do
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<br />~~~~~;~':,;~J;~~if~~~~~~hich~~ ~:;~t~f'ZJ'~~r:~I::~n a~dil~~~~.I~k~:~~~h~~ll:.I;~I~i8~~~~~~r~~yc:~n~~~:1~~tfl~;fl:~I~~~I},,~~n~~ ~~~h~~~Ut~~~I~~~e~~yah:~~~~s.,.,.~~:
<br />or Illlhllu)" Insurance
<br />SALEOFMV HOUSE: I pmmi!>C nUllol>CI1.Ica...c llrgivC' m} hnuo,c III anyone' unllll l1a\'c fuJJy repaid 111)' dehlln ynu
<br />. DUE ON SALE: If! sell. leu,e lIT glvc my hnu'>C Itl an)"fme ~11lR' I haH: lull}' paid all I llwe um.ler Thl' l"llniiicl. >'llU ~.an deda~ 1I111hUllllwc under thi!ro conlract payable
<br />.:ilunce.and I agree "I Immedlutely pay Y.1U Ihalllmuunl
<br />DEF AUI.T: I will be in default unr.kr Ihl) Ctlnlruclll
<br />I Idon'lmakcupaymenlwhcndue;l,r
<br />, I hn:ak any promilte I ImIde 10 }lUU in Ihl~COnITlll:t.1IT
<br />.J SllnlCthmgelr.e happens whichcau\O )'ou Itl beliC'l/!:' In !!nnd fallh lhllt I du nlll mlend Iupa)" )'IlU a~ pTtl/m~~t.I~ or
<br />4, I defaull on uny obligallonlo fnr u,'hieh I urn uloinJ:! m)' hume a~ L:t1l1ulentl: ur
<br />S. Something huppem In my hou!>t which Ibrralen~ YUUf t1ghl~. II an)'. In il
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<br />~~ 11n~r.:f~~I~~r~~~ ~1~~le'f::r~r~~~}~:~u~:~'~ ~t~f/;,~~ 1~1~~l~~~(~~~~\~j~{~~~laN~C' Il~~\r~~~~~e~.It:?~~:~u ~~ hila~'~I:::~~~~~c ~:~~~II;:I~f(~~e~r~ a~~~~~ ~~~; ;uoeu ~~~
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<br />or. In pnlleCI your n~hb. I "8n:e tn pa) )UU fnr ,"'llur rea"unahle <Illume)"'" tee" MId lllr olher relaled e.pcn*>C!' ,uch 1I~ t.'our1 cmt~. 1IIIe ,earehes an~ money ynu expended
<br />III pmtecl my hou!\e. If)'Ouare aUO\licd 10 collC'cl ,uch amnllnl~ hy lau'
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<br />OTHER R.IGHTS: We cnn chume noltu enfllITe 1I11} nllhe nghh under 111" l'UlllrUCI a' ntlt'll a~.....e \I, lUll .....lthIlUtlll\llll! theJ1l, 01. we L:un delay enfon:ingany orlhe righ~
<br />wl1hnullo~lOg Ihem Wcca:. al~oulroC uny righ!!. nnw lIT mlhe luture !lIven Iu II' 0)' Iii....
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<br />:~:y:~: ~n~~~b~o~~rik~~~:e~~h:/~~~d~t~~~~.I~~I~~~I~.:!~r: .f~.~f~~~I::~I~~~~~~~~I::':l':l{~l~I~:~I;~; ~e~\~J~~'~h~:I~~i~~.~I~~d;(~~~~~~~~:~II~~~~~~~"a~~c:uu~i11
<br />not be liablefor5uchdeluy!>.
<br />ARBrntA TION: If I have II dll~P':'I;: or dalln \\olth )IIU ~'(mCCmlng the t.jualllll), qualll)' nJ perlunnanl:e .11' Ihe I'nJdu~'I'. I undcn.lantllhulJ1l)' di5pule mny be 5ubmillcd to
<br />.lU1d ~lIled w:cordill~ 10 ~he. m~t.hlillt>n-ltrbllralltln prut::r,,", Ihal mol)" h.ll~'e Je\lelnpeJ In In~ l...nllTlUIUI}' I ~1"'I.l..nu.... Ihlll an) dechllln made h)' an arbilrnlor(!i.l would be; en-
<br />Ierallnlhe cour1 hU\'lflltJunwJicliun u\oer me unt..! ).IU.
<br />SALVAGE VALUE: I know Ihnllhe wlndnwlo. ....uodwnrJ... l>ldlOg. hnd. .soJ "lhef malenal\ Ihal hU\lt' Itl h(' fCIllOl\cd h~ pm 1m Ihi~ 1nloulllalinn have NO salvage value.
<br />When)'ou remove Ihem. }iou eun ha~'e Ihem for "'halc\oer pllrptl'oe y"u wanl
<br />SPECIAL SITUATIONS: Due 10 the uOIqueno\ tlf MIlTle nfthc rTlldUCI~ thai }UU ,cli. I ullJer'land Ihill III "pe~'Ial \lluatll1n~ thuI >'uur Regmnul ()m~ may huvc 10 review
<br />and nccepllhi~ con~ct, I alw untlero.land Ih1l1lhllo \,aleIlCl'UT'frd '" In) hlllllt' and Ihal yuu and 11IJ.1\ nnl ha~e had illllhe ClITTCt.."llnlnmlalllln Impllr1ant If) this lransuclion
<br />~. ~... ~~..~_._. 1....... .... _. ',...._~.,. ,.._."1 .... ..h. ,,".. ~.....~. .,"".,..,.. I.,,, ...~,..".......;" I"... Ih..l.l ,n~. It! Ih.. ...."I~",'I...,.r""I"TH.tl.,,.rI
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<br />ADDITIONAL TERMS
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<br />88-105361
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