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88-105311 Federal Emergency Managrment Agency Rrginn VII QII Walnul Street. Room 200 Kanua Cily, MO 64106 _It. In Reply Refer to: R7 (218-70) Thomas J. and Elizabeth A. Drudik Rout. 2, Box 75 Grand Island, Nebraska 68803 Dear Mr. and Mrs. Drudik: This is in response to your letter of August 9, 1988 re- questing that the Federal Emergency Management Agency (FEMA) determine whether, a tract of land in the Northwest 1\4 or Section II, TION, RIOW, coemencing at the west quarter corner of section 11; thence NO 23' OO"E, 1120.74 feet to Poiat of Beginning; thence NOo 23' OO"E, 646.82 feet; thence S89 37' ogRE, 875.75 feet; thence SOO 23' OO"W, 646.82 feet; thence Ne9 37' OORW, 875.75 feet to Point of Beginning, Hall county, Neraslta, as recorded on October 3, 1980, as Do~ent No. 80-005530 in Hall County, Nebraska, is located within the identified Special Flood Hazard Area. On August 9, 1988, we received all technical data necessary to proce.s your request. We have reviewed the Flood Insur- ance Rate Map with respect to the.e data, and have deter- .ined that portions of the above-mentioned lot are located within a Special Flood Hazard Area, Zone A2 and would be inundated by a flood having a one-percent chance of occur- rence each year. However, the existing structure on the lot is located in Zone C where flood insurance is available at low cost. Because portions of the above-mentioned lot are within the Special Flood Hazard Area, Zone A2, any new conatruction or substantial iaprove.ents on the lot remain .Ubject to Federal, state, and local regulations for flood plain aanagement. If flood insurance was purchased on this property as a re- quirement of direct Federal or federally-related financial assistance, and the lending institution has waived the in- surance requir..ent, a full refund of the premium paid for the current policy year may be obtained from the National Flood Inaurance Program (HFIP), through the insurance agent or broker who .old the pOlicy in que.tion during the same policy year, provided that no claim i. pending or has been paid on the policy in qu_tion during the same policy Year.